Mortgage Rates in New York at Ulster Savings Bank
Ulster Savings Bank is a New York based bank that is a locally owned and operated in Ulster County, New York and has been in business since 1851.
Ulster Savings Bank offers a variety of standard bank services such as checking accounts, savings accounts, telephone banking, online banking services and consumer loans. The bank loan department handles residential mortgages, new construction loans, home equity loans as well as automobile loans, commercial mortgages, and business loans.
Ulster Savings Bank offers several mortgage options and services for buying or refinancing a home. The bank mortgage department provides a wide array of residential and construction loan products to fit a number of needs. Ulster Savings Bank home loans cover loans available for first time homebuyers looking for their first home to seniors interested in reverse mortgage options.
The bank provides solutions for a wide array of lending situations with mortgage products that fit most needs with very competitive mortgage rates. Home financing options from Ulster Savings Bank have many different options to choose from. Current mortgage rates and terms from the bank include:
30 year fixed rate mortgage at 4.750% with 2.50 points and an APR of 5.031%
30 year fixed rate mortgage at 5.250% with 0 points and an APR of 5.311%
20 year fixed rate mortgage at 5.250% with 0 points and an APR of 5.332%
15 year fixed rate mortgage at 4.625% with 0 points and an APR of 4.727%
FHA 30 year fixed rate mortgage at 5.250% with 0 points and an APR of 5.986%
3 year fixed / 1 year adjustable rate mortgage 4.875% with 0 points and an APR of 3.582% for 30-year term.
Mortgage rates subject to change and additional conditions will apply. Actual mortgage interest rates and APR’s may vary based on home loan applicant’s credit history. Current mortgage rates and loan information can be obtained by contacting the bank directly at 866-440-0391
Bank CD rates offered by Ulster Savings Bank can be found at selectCDrates.com.