Mortgage Rates in NY at Chemung Canal Bank

Chemung Canal Trust Company is a 175 year old financial institution headquartered in Elmira, New York.  The bank operates 23 branch offices in 7 counties situated in the Southern Tier of New York and the Northern Tier of Pennsylvania.

Chemung Canal Trust Company is committed to the community banking philosophy and mission which means the bank builds long-term relationships with its clients and help to plays an important role in the communities they serve.  As a community oriented bank, Chemung Canal makes lending decisions locally.

For consumers served in the region of Chemung Canal, the bank’s mortgage department offers a wide array of mortgage loans with competitive mortgage rates.  Chemung Canal mortgage serves first time home buyer, existing homeowners looking to refinance their existing home loan, consumers who may be home build new or second home and more.

The bank’s website provides a great deal of information about Chemung Canal Trust Company including mortgage products and services as well as branch locations and hours of operations.

With Chemung Canal mortgage, a mortgage applicant can apply online or contact one of the bank offices to speak with a mortgage professional.  The bank mortgage department can assist potential home loan borrowers find the right mortgage loan to fit their needs.

Mortgage loan rates promoted by Chemung Canal include the following terms and mortgage rates:

10 year mortgage rate 4.500%, 0 points and 4.58% APR with a minimum 5 percent down payment.
15 year mortgage rate 4.500%, 0 points and 4.56% APR with a minimum 5 percent down payment. 
20 year mortgage rate 5.125%, 0 points and 5.17% APR with a minimum 5 percent down payment.
30 year mortgage rate 5.250%, 0 points and 5. 28% APR with a minimum 5 percent down payment.

Use one of the mortgage calculators located at www.selectcalculators.com to help determine which mortgage rates an home loan options are best for you.  Check on the potential savings with different term home loans or making biweekly instead of monthly mortgage payments as well.

Additional mortgage rates and point options are available.  Mortgage rates are subject to change without notice.  All home loans are subject to credit approval.  Any additional conditions will apply.

For more information on bank mortgage rates and home loan programs, contact the bank mortgage department directly at (607) 737-3815 or toll-free at (800) 836-3711.  Mortgage rates and bank information is also available at the bank website located at www.chemungcanal.com.

Bank deposit rates can be viewed at www.selectcdrates.com including current CD rates and more.