Today’s Mortgage Rates August 20, 2010

Today’s mortgage rates for August 20, 2010 moved lower once again.  The average 30 year mortgage rate surveyed by Findlocalmortgagerates.com dropped down to 4.613%.  Today’s 30 year mortgage rate is five basis points lower than the last survey on Wednesday August 18 when the average 30 year rate was 4.669%.  Today’s 15 year mortgage rate was lower as well, falling to 4.044%.

The average points needed to obtain these mortgage rates edged up slightly with the average points charged on for the 30 year rising to .40 points and the average points charged for the 15 year increasing to .375 points.

Mortgage rates continued to drift lower as well the week progressed along with other bond rates and bank rates.   The ten year Treasury bond drifted down from 2.64% on Wednesday to close at 2.62% by the close of Friday.  The two year Treasury bond made a similar drop, coasting down from .51% on Wednesday to 0.49% on Friday.

Today’s mortgage rates survey from Findlocalmortgagerates.com covers the largest bank mortgage lenders in the nation including; Chase Mortgage, Bank of America, Wells Fargo, Citibank, US Bank, SunTrust Mortgage, Key Bank, Fifth Third Bank, HSBC Mortgage and TD Bank.  

Results for the 30 year home loan from three of the top ten bank mortgage lenders in today’s mortgage survey included:

SunTrust mortgage rates had a 30 year at 4.375% with 1.375 points and an APR of 4.523% while the 15 year from SunTrust was 3.75% with 1.25 points and a 3.983% APR.

Wells Mortgage rates for a 30 year fixed rate mortgage was 4.25% with 1.0 point and a 4.571% APR and the 15 year home loan rate was 3.75% with 1.0 point and a 4.090% APR.

US Bank mortgage rates for a long term 30 year fixed rate mortgage is 4.50% and zero points with a 4.564% APR loan while the short term 15 year term loan is at 3.875% with no points for a 3.985% APR.

Today’s mortgage rates are current as of this publication date but are subject to change by the bank mortgage lenders listed.  All home loan products and home loan rates are subject to mortgage lender approval.

The mortgage rates listed are based on mortgage loan amount of approximately $250,000.00 with a 20% down payment on a single family owner occupied property in California.  Mortgage rates are dependent on the credit profile of the borrower, the down payment amount, property type, geographic location, as well as additional conditions that will impact the loan approval as well as the mortgage rate.

The mortgage rates and points are just a sample of the many home loan programs and mortgage rates that are available from these bank mortgage lenders.  The mortgage rates listed are just a sample of the rates compiled in the mortgage rate survey.

Today’s Mortgage Rates August 18, 2010

Review today’s current mortgage interest rates from a variety of bank mortgage lenders.  The current national average 30 year mortgage rate now stands at 4.669 percent; this is a slight increase from the average rates on Friday, August 13 which ended at 4.619%.  The average origination and discount point charged by the bank mortgage lenders to obtain the rate fell from .40 points to .363 points.

The current 15 year mortgage rate is at 4.094 percent, and increase of eight basis points or 8/100 of a percent from Friday’s closing average mortgage rate of 4.011%.  The average points charged by mortgage lenders to obtain the 15 year mortgage rate were also down, drifting to .338 points on average from .413 points on August 13.

The weak economic recovery across the globe is keeping a cap on mortgage interest rates movements; however mortgage rates will change daily often experiencing just mild changes day to day with some of the movements pushing rates slightly higher even while the interest rate market in general has hardly budged.

Today’s mortgage rates survey covers the largest bank mortgage lenders in the nation, results for the 30 year home loan from three of the top ten bank mortgage lenders in the survey included:

Wells Mortgage rates on a 30 year fixed rate home loan was 4.25% and a 1.0 point with an APR of 4.403% and the 15 year mortgage rate was 3.75% with 1.0 point for an APR of 4.017%.

Bank of America mortgage rates for the 30 year was 4.875% with 1.0 point and a 5.014% APR and 4.25% with 1.0 point and a 4.49% APR on the shorter term, 15 year mortgage loan.

Chase Mortgage rates came in at 5.00% and .125 points with a 5.068% APR for the 30 year home loan and 4.50% with no points for a 4.709% APR on the 15 year.

Today’s mortgage rates are current as of this publication date but are subject to change by the bank mortgage lenders.  All home loan products and home loan rates are subject to mortgage lender approval.

The mortgage rates listed are based on mortgage loan amount of approximately $250,000.00 with a 20% down payment on a single family owner occupied property in California.  Mortgage rates are dependent on the credit profile of the borrower, the down payment amount, property type, geographic location, as well as additional conditions that will impact the loan approval as well as the mortgage rate.

The mortgage rates and points are just a sample of the many home loan programs and mortgage rates that are available from these bank mortgage lenders.  The mortgage rates listed are just a sample of the rates compiled in the mortgage rate survey.

Top Bank Mortgage Rates July 26, 2010

Bank mortgage rates for the 30 year and 15 year term home loan were a mixed bag in the past week.  Mortgage rates for the 30 year were modestly higher while the 15 year was fractionally lower. 

Findlocalmortgagerates.com survey of the top five bank mortgage lenders found that the mortgage rate on the 30 year loan was unchanged but the points charged to obtain the loan had risen marginally.  The average 30 year mortgage rate ended the week at 4.75%, unchanged from the prior week and the average points charged to obtain that rate increased to .525 points from .475 in the previous week.

For the 15 year fixed rate mortgage, the average mortgage rate dropped from 4.20% to 4.175% and the average points charged in the survey increased from .45 to .525 points.

The Findlocalmortgagerates.com survey compares mortgage rates form the top five bank mortgage lenders in the nation to help consumers find the best mortgage and best mortgage rate quickly and easily. 

Results from this week’s survey included the following bank mortgage rates, points and APRs on the 30 year and 15 year fixed rate home loan.

Chase Mortgage rates on a 30 year loan was 4.875% with 0.25 points and a 4.953% APR while the 15 year home loan rate was 4.375% and no points with a 4.471% APR.

Bank of America mortgage rates on the 30 year mortgage was 4.75% with 1.375 points for a 4.934% APR and the 15 year mortgage was 4.125% with 1.375 points and an APR of 4.440%.

Citibank mortgage rates were at 5.00% with no points for a 5.135% APR on the 30 and 4.375% with .25 points and a 4.679% APR for the 15 year mortgage.

Wells Fargo mortgage rate on a 30 year fixed rate home loan was 4.50% with 1.0 point and a 4.686% APR and 3.875% with 1.0 point and a 4.195% APR on 15 year mortgage loan.

US Bank mortgage rates were 4.625% with no points for a 4.690% APR on a 30 year fixed rate mortgage and 4.125% with no points for a 4.236% APR on the 15 year term mortgage.

The mortgage companies listed can help potential home loan borrowers find the best home loan that fits their needs.  The banks listed offer a number of different mortgage rates and point options as well as a variety of additional home loans including FHA loans, adjustable rate mortgages, jumbo loans and more. 

The bank mortgage rates found in the survey are current as of July 25, 2010 but are subject to change.  The bank mortgage lender rates listed as well as the points and APRs may vary depending on the credit, income, assets and property being purchased by the borrower.  All mortgage loans are subject to bank approval and additional conditions will apply.

The mortgage rates, points and APRs in the Findlocalmortgagerates.com mortgage survey are for a home loan of between $200,000.00 and $275,000.00 on a single family owner occupied home with a minimum 20% down payment. 

For more information on the above listed mortgage rates and loans, the bank mortgage lenders listed can be reached directly at the following numbers:

Chase Bank 800-873-6577
Bank of America 888-233-4124
Citibank 800-667-8424
Wells Fargo 877-937-9357
US Bank 888-831-7524

Colorado Mortgage Rates July 23, 2010

Findlocalmortgagerates.com reports today on Colorado mortgage rates for 30 year fixed rate mortgages and 15 year fixed rate mortgages from four bank mortgage lenders.  The survey displays the results of mortgage rates in CO from two of the largest bank mortgage lenders in the U.S., Chase Mortgage and US Bank, as well as two of the top 15 largest bank mortgage lenders based in Colorado, FirstBank and UMB Bank.

FirstBank of Colorado and  UMB Bank Colorado are the 12th and 13th largest bank mortgage lenders based in Colorado.  Chase Bank is the largest U.S. based bank while US Bank is the 5th largest.

Colorado mortgage rates from the four bank mortgage lenders ranged from the lowest mortgage rate of 4.625% to the highest rate 5.00% on the 30 year and 4.125% to 4.375% on the 15 year term home loan.

The key to finding the best local mortgage rate is to find a competitive mortgage rate, low closing costs low and efficient customer service.  To help search for the lowest mortgage rates, the following rates, points and APRs are the results from the Colorado mortgage rate survey:

FirstBank offers a 30 year mortgage rate of 4.875% with no points and an APR of 4.902%.  FirstBank also has a 15 year mortgage rate of 4.125% with 1.0 point for a 4.316% APR.

UMB Bank offers the 30 year fixed rate mortgage in Colorado at 4.875% with no points and a 5.014% APR.  The 15 year mortgage rate in CO from UMB is at 4.28% with no points and a 4.516% APR.

US Bank mortgage rates in CO include the 30 year at 4.625% with no points and an APR of 4.690% as well as the 15 year mortgage rate at 4.125% also with zero points and a 4.236% APR.

Chase mortgage rates in Colorado for the 30 year and 15 year mortgage are; the 30 year rate is at 5.00% with .125 points for a 5.062% APR and the 15 year rate is 4.375% with .25 points for a 4.499% APR.

Due to daily market changes in mortgage interest rates, the rates posted are subject to change at any time and without notice.  Mortgage interest rates in Colorado by the listed bank mortgage lenders are subject to credit approval, income documentation, property approval and other loan underwriting factors.  Individual mortgage rates and costs may vary.

FirstBank has over 130 bank locations in Colorado, Arizona, and California.  FirstBank consumer mortgage information is available at 866-964-2040.

UMB Bank of Colorado is part of UMB Financial Corporation, diversified company offering commercial, institutional and personal financial services.  UMB operate 135 banking centers throughout Missouri, Illinois, Colorado, Kansas, Oklahoma, Nebraska and Arizona.  UMB Bank mortgage department can be reached at 800-862-5713.

US Bank mortgage rates and information are available at 800-365-8544.

Chase Mortgage rates and loan information is available at 800-873-6577.

WI Mortgage Rates July 8, 2010

Comparing mortgage rates in Wisconsin can be a straightforward process along as potential borrowers review enough mortgage rate offers.  Findlocalmortgagerates.com has surveyed two of the largest Wisconsin based banks as well as two of the largest banks in the nation to compare and review WI mortgage rates.

The current mortgage rate in survey includes Anchor Bank the fourth largest Wisconsin based bank and M & I Bank, the largest Wisconsin based bank.  Also included in the survey are the mortgage rates of Wells Fargo Bank and US Bank.

Review the following bank mortgage lender mortgage rates in Wisconsin to help select the best Wisconsin mortgage.  WI mortgage rates from these four mortgage lenders ranged from the lowest rate of 4.50% on a 30 year fixed rate loan to the highest rate of just 4.625%.  The high and low rates exclude points and closing costs. 

The complete mortgage rates and points offered include:

M & I Bank offers a 30 year mortgage rate at 4.50% with no points for a 4.530% APR.
M & I Bank offers a 15 year mortgage rate at 4.00% with no points and an APR of 4.051%.

Anchor Bank has a 30 year fixed rate home loan with a mortgage rate of 4.60% with zero points and a 4.627% APR.
Anchor Bank’s 15 year term fixed rate loan has a mortgage rate of 4.00% with zero points and an APR of 4.047%.

Wells Fargo mortgage rates in WI include the 30 year fixed rate loan at 4.50% with 1.0 point and a 4.686% APR as well as the 15 year mortgage with a rate of 3.875% with 1.0 point and an APR of 4.195%.

US Bank mortgage rates in WI include the 30 year home loan at 4.625% with no points and a 4.69% APR and the 15 year mortgage with a rate of 4.125% with zero points and a 4.236% APR.

Additional loan products, rates and point options are available from the four banks listed.  The mortgage interest rates and points shown here are available to borrowers with an excellent credit history with a 20% down payment or larger on an owner occupied single family home.

The mortgage interest rates, APRs ( annual percentage rates ) and points shown are subject to change without notice.  All mortgage loans WI listed require bank approval and additional conditions will apply.

M & I Bank is the largest Wisconsin based bank, with 192 offices throughout the state.  M & I can be contacted at 888-464-5463.
Anchor Bank has more than 70 bank branch locations in Wisconsin and can be reached at 800-252-6246.
Wells Fargo mortgage department can be contacted at 877-937-9357.
US Bank mortgage information is available at 800-365-8544.

Top Five Bank Mortgage Rates June 28, 2010

Mortgage rates from the top five bank mortgage lenders fell for the week ending June 25, 2010.  The average rate from the top five bank mortgage lenders fell by 2.5 basis points at the end of the week, pushing the 30 year mortgage rate down to 4.775%.  The average 15 year fixed rate mortgage was unchanged at 4.175%.

The average 30 year mortgage rate ended the week at 4.775% with 0.60 points and an APR of 4.917%.
The average 15 year mortgage rate ended the week at 4.175% with 0.40 points and an APR of 4.468%.

Based on the most recent survey of mortgage rates performed by Findlocalmortgagerates.com, rates from all five bank mortgage lenders were down with the exception of the mortgage rates from Chase Mortgage which edged up slightly.

The individual results from the mortgage lenders in the mortgage rate survey included the following rates, points and APRs:

Chase Mortgage rate on the 30 year fixed rate home loan is 5.125% with 0.25 points and a 5.204% APR. 
The Chase Mortgage rate on the 15 year fixed rate home loan has a rate of 4.500% with .125 points and an APR of 5.092%.

Bank of America mortgage rate for a 30 year home loan is 4.625% with 1.25 points and an APR of 4.784%. 
The Bank of America 15 year mortgage rate is 4.00% with 0.875 points and an APR of 4.216%.

Citibank mortgage rate for a 30 year fixed home loan is 4.750% with 0.50 points and a 4.972% APR.
The Citibank mortgage rate for a 15 year fixed home loan has a rate of 4.25% with no points and a 4.477% APR.

Wells Fargo mortgage rate for the 30 year is 4.625% and 1.0 point and an APR of 4.812%.
Wells Fargo mortgage rate on the 15 year fixed is at 3.875% with 1.0 point and a 4.195% APR.

US Bank mortgage rate for a 30 year fixed rate home loan is 4.75% and no points with a 4.815% APR.
US Bank has a 15 year mortgage rate at 4.250% and no points with a 4.361% APR.

The bank mortgage lender rates listed as well as the points and APRs are subject to change and may vary depending on the credit, income, assets and property being purchased by the borrower. 

Mortgage rates listed are believed to be accurate and current as of the date of this publication.  Mortgage interest rates are not guaranteed.  All mortgage loans are subject to bank approval.

The mortgage rates, points and APRs in the Findlocalmortgagerates.com mortgage survey are for a home loan of between $200,000.00 and $275,000.00 on a single family owner occupied home with a minimum 20% down payment. 

The bank mortgage lenders listed offer a variety of additional home financing options to help find the loan that best fits a borrowers needs.  For more information on these mortgage rates, the bank mortgage lenders listed can be reached directly at the following numbers:

Chase Bank 800-873-6577
Bank of America 888-233-4124
Citibank 800-667-8424
Wells Fargo 877-937-9357
US Bank 888-831-7524

Top Five Bank Mortgage Lender Rates June 21, 2010

Mortgage rates from the top bank mortgage lenders fell for the week ending June 18, 2010 based on the most recent survey of mortgage rates performed by Findlocalmortgagerates.com.  The average mortgage rate for the both the 30 year fixed rate home loan and 15 year fixed rate home loan exhibited a reduction in rate for the week.

The 30 year mortgage rate average ended the week at 4.80% with .55 points compared to last week’s average 30 year mortgage rate of 4.85% with .575 points.
The survey result for the 15 year mortgage rate showed an average rate of 4.175% with .55 points as compared to the previous week’s average rate of 4.30% and .475 points.

The top five bank mortgage lenders in the mortgage rate survey included Chase Mortgage, Wells Fargo Home Loans, Citibank, Bank of America and US Bank.  

The 30 year mortgage rate and 15 year mortgage rate as well as the points charged and APRs from the individual bank mortgage lenders in this week’s survey were as follows:

Chase Bank mortgage 30 year fixed rate home loan was 5.00% with 0.125 points and a 5.068% APR. 
The Chase mortgage 15 year fixed rate home loan has a rate of 4.375% with .125 points and an APR of 4.951%.

Bank of America mortgage rate for a 30 year home loan is 4.625% with 1.375 points and an APR of 4.783%. 
The Bank of America 15 year mortgage rate is 4.00% with 1.125 points and an APR of 4.235%.

Citibank offers the 30 year fixed home loan with a mortgage rate of 4.875% with 0.25 points and a 5.054% APR.
The Citibank mortgage rate for a 15 year fixed is 4.25% with .50 points and a 4.629% APR.

Wells Fargo Home Loans mortgage rate for the 30 year is 4.750% and 1.0 point and an APR of 4.939%.
Wells Fargo mortgage rate on the 15 year fixed is at 4.00% with 1.0 point and a 4.321% APR.

US Bank mortgage rate for a 30 year fixed rate home loan is 4.75% and no points with a 4.815% APR.
US Bank promotes a 15 year mortgage rate at 4.250% and no points with a 4.361% APR.

The bank mortgage lender rates listed as well as the points and APRs are subject to change and may vary depending on the credit, income, assets and property being purchased by the borrower. 

Mortgage rates listed are believed to be accurate and current as of the date of this publication.  Mortgage interest rates are not guaranteed.  All mortgage loans are subject to bank approval.

The mortgage rates, points and APRs in the Findlocalmortgagerates.com mortgage survey are for a home loan of between $200,000.00 and $275,000.00 on a single family owner occupied home with a minimum 20% down payment. 

The bank mortgage lenders listed offer a variety of additional home financing options to help find the loan that best fits a borrowers needs.  For more information on these mortgage rates, the bank mortgage lenders listed can be reached directly at the following numbers:

Chase Bank 800-873-6577
Bank of America 888-233-4124
Citibank 800-667-8424
Wells Fargo 877-937-9357
US Bank 888-831-7524

Bank Mortgage Lender Rates June 6, 2010

The most recent survey of the 30 year and 15 year fixed mortgage rates from the nation’s largest bank mortgage lenders performed by Findlocalmortgagerates.com indicated that the costs of obtaining these loans has fallen once again.

While the advertised mortgage rates for both loan products was unchanged from the previous week, the points charged by the largest bank mortgage lenders was lower bringing the total cost to obtain the 30 year and 15 year fixed rate mortgage loan down for the week. 

The average 30 year mortgage rate from the top five bank mortgage lenders is currently at 4.85%, unchanged from the prior week.  The average points charged is .375 which is down from the preceding week’s average points charged of 0.60.

The average15 year mortgage rate from the top five bank mortgage lenders remained at 4.25% for the week.  The average points charged is .575 and that is down from the earlier week’s average points charged of 0.70.

Whether you are a first-time home buyer or a current homeowner looking to buy a new property or refinance an existing mortgage with just a quick review of the bank loan rates listed, prospective borrowers can get a quick snapshot of the current mortgage rates by the largest bank mortgage lenders across the nation and help narrow down the search for the best mortgage rate and mortgage lender.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           

The top five mortgage lenders in the mortgage rate survey include the rates of Chase Mortgage, Wells Fargo Home Loans, Citibank, Bank of America and US Bank.  

The 30 year mortgage rate and 15 year mortgage rate as well as the points charged and APRs from the individual bank mortgage lenders in this week’s survey were as follows:

Chase Bank mortgage has the 30 fixed mortgage rate at 4.875% with zero points and a 4.931% APR. 
Chase Mortgage promotes the 15 fixed rate home loan with a mortgage rate of 4.25% with 0.375 points and an APR of 4.401%

Bank of America Home Loans markets a 30 year fixed mortgage rate at 4.875% with 0.625 points and a 4.955% APR. 
A 15 year mortgage from Bank of America has a mortgage rate of 4.125% with 1.50 points and an APR of 4.399%.

Citibank mortgage’s 30 year mortgage rate is 4.875% with 0.25 points and a 5.054% APR.
Citibank’s 15 year fixed mortgage rate is 4.375% with no points and a 4.603% APR.

Wells Fargo Home Loans 30 year fixed mortgage rate is 4.750% and 1.0 point for a 4.939% APR.
The Wells Fargo 15 year fixed rate is at 4.25% with 1.0 point and a 4.573% APR.

US Bank has a 30 year fixed rate loan with a mortgage rate of 4.875% and no points with a 4.941% APR.
The US Bank 15 year term mortgage rate is 4.250% and no points with a 4.361% APR

After searching for the best mortgage rate and term it can be equally important to interview the mortgage lender and look for the mortgage lender that offers an efficient process that ensures that you will receive a quick and easy underwriting process and loan closing.

The bank mortgage lender rates listed as well as the points and APRs are subject to change and may vary depending on the credit, income, assets and property being purchased by the borrower. 

The mortgage rates, points and APRs in the Findlocalmortgagerates.com mortgage survey are for a home loan of between $200,000.00 and $275,000.00 on a single family owner occupied home with a minimum 20% down payment. 

The bank mortgage lenders listed offer additional mortgage loan options including additional mortgage rate and point options.  For more information on these mortgage rates, the bank mortgage lenders listed can be reached directly at the following numbers:

Chase Bank 800-873-6577
Bank of America 888-233-4124
Citibank 800-667-8424
Wells Fargo 877-937-9357
US Bank 888-831-7524

The 30 year fixed rate and 15 year fixed rate mortgage rates listed are believed to be accurate and current as of the date of this publication.  Mortgage interest rates are not guaranteed.  All mortgage loans are subject to bank approval.

Bank Mortgage Lenders Rates May 24, 2010

The overall cost to obtain a 30 year fixed rate home loan was down slightly for the week ending May 21, 2010.  The average 30 year mortgage rate form the top five bank mortgage lenders surveyed by Findlocalmortgagerates.com was unchanged at 4.85% while the average points charged to secure this rate was down five basis points or 5/100 of a percent to end the week at 0.60 points.

The overall cost to obtain a 15 year fixed rate home loan moved in the opposite direction and increased by a small margin for the week.  The average 15 year mortgage rate was also unchanged at 4.225% while the points charged by the top five mortgage lenders increased by 7.5 basis points to close the week at 0.70 points on average.

This week’s mortgage rate survey results:
30 year mortgage rate average 4.85% with 0.60 points.
15 year mortgage rate average 4.225% with 0.70 points.

Previous week’s mortgage rate survey results:
30 year mortgage rate average 4.85% with 0.65 points.
15 year mortgage rate average 4.225% with 0.625 points.

The weekly mortgage survey results once again closely parallels the rate changes in the Treasury market.  Treasury rates were lower once again with the ten year Treasury rate falling significantly more than shorter term Treasury rates which corresponds with the reduction in costs for the 30 year mortgage while the 15 year was up just slightly.

The top five mortgage lenders in this week’s survey of the 30 year fixed rate mortgages continues to include the rates of Chase Mortgage, Wells Fargo Home Loans, Citibank, Bank of America and US Bank.  

The mortgage rates for the 30 year mortgage and 15 year mortgage from the individual bank mortgage lenders, the points charged and APRs were as follows:

Chase Bank’s mortgage division offers the 30 mortgage rate at 4.875% with 0.375 points and a 4.964% APR. 
Chase offers the 15 year mortgage rate at 4.25% with 0.50 points and an APR of 4.420%

Bank of America Home Loans has the  30 year fixed mortgage rate at 4.750% with 1.375 points and a 4.917% APR. 
Bank of America’s 15 year mortgage rate is 4.125% with 1.50 points and an APR of 4.431%.

Citibank’s mortgage operation markets the 30 year mortgage rate of 4.875% with 0.25 points and a 5.054% APR.
Citibank promotes a 15 year fixed rate mortgage with a mortgage rate of 4.250% with 0.50 points and a 4.629% APR.

Wells Fargo Home Loans markets their 30 year fixed home loan with a mortgage rate of 4.875% and 1.0 point for a 5.065% APR.
While the Wells Fargo Home Loans 15 year fixed rate is at 4.25% with 1.0 point and a 4.573% APR.

US Bank has a 30 year fixed rate loan with a mortgage rate of 4.875% and no points with a 4.941% APR.
The US Bank 15 year term mortgage rate is 4.250% and no points with a 4.361% APR.

The mortgage rates, points and APRs listed are subject to change and may be different depending on the credit, income, assets and property being purchased by the borrower.  The mortgage rates, points and APRs in the Findlocalmortgagerates.com mortgage survey are for a home loan of between $200,000.00 and $275,000.00 on a single family owner occupied home with a minimum 20% down payment.  The 30 year fixed rate and 15 year fixed rate mortgage rates listed are believed to be accurate and current as of the date of this publication.  Mortgage interest rates are not guaranteed. 

The bank mortgage lenders listed offer additional mortgage loan options including additional mortgage rate and point options.  For more information on these mortgage rates, the bank mortgage lenders listed can be reached directly at the following numbers:

Chase Bank 800-873-6577
Bank of America 888-233-4124
Citibank 800-667-8424
Wells Fargo 877-937-9357
US Bank 888-831-7524

For information on CD rates offerd by these banks, please visit our sister publication Selectcdrates.com and find Chase Bank CD rates, Citibank CD rates, Bank of America CD rates, US Bank CD rates as well as Wells Fargo CD rates.

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