Mortgage Rates in Texas with Amegy Mortgage

Finding mortgage rates in Texas is not difficult with the plethora of mortgage lenders and banks offering mortgage loans in the Lone Star state.  Among the long list of mortgage lenders is Amegy Mortgage headquartered in The Woodlands, Texas.

Amegy Mortgage is a wholly owned subsidiary of Amegy Bank of Texas.  This mortgage lender offers a wide assortment of different loan programs.  Amegy Mortgage services include the origination and servicing of commercial and multifamily real estate loans, single family residential loans, and single family construction loans.  The mortgage lender offers single family home loan products with competitive mortgage rates throughout Texas. 

The mortgage lender has an online pre-qualification process for those prospective borrowers not sure how much of home they can afford or if they qualify for a mortgage refinance.

The main loan products offered by Amegy Mortgage in Texas are fixed rate loans.  Fixed rate mortgage loans are one of the most popular loan options and are especially in demand when interest rates are low.  Fixed rate mortgages result in a monthly mortgage payment of principal and interest that does not change over the life of the loan.

A 30 year fixed rate loan provides a low monthly payment without the high interest costs of longer term home loans.  The 15 year fixed rate loan has a higher monthly mortgage payment but generally offers a slightly lower interest rate and substantial interest savings over the life of the loan.

A sample of the current mortgage rates available in Texas from Amegy Mortgage includes:

A 30 year fixed rate mortgage rate in Texas is 4.875% with no points and an APR of 5.002%.
A 15 year fixed rate mortgage rate is 4.250% with no points and an APR of 4.467%.

These sample Texas mortgage rates are based a 20% down payment for a single family home with a borrower that has excellent credit.  Mortgage rates are subject to change and additional conditions will apply to obtain these rates.  Texas mortgage interest rates and fees will be based on the borrower’s credit history, down payment, income, and other factors and may be different than the mortgage rates listed above.

The interest rates, annual percentage rates (APRs) and points shown are subject to change without notice.  For additional mortgage programs and Texas mortgage rates, contact an Amegy Mortgage representative at: 281-297-7800 or 877-562-6662.