Today’s Mortgage Rates September 9, 2010
Today’s mortgage rates are above last week’s low point but are ending this week slightly lower than where they started.
Based on the most recent survey of fixed rate mortgages performed by Findlocalmortgagerates.com, the average 30 year mortgage interest rate is at 4.65% with .45 points. The average 15 year mortgage interest rate is at 4.125% and .50 points.
While these mortgage rates have risen since the lows hit in the middle of the previous week, they are lower now than they were at the start of the week. The 30 year mortgage started the week at 4.70% with .475 points while the 15 year was at 4.15% and .50 points.
Results from the most today’s mortgage rate survey for the 30 year and 15 year mortgage at five of the largest bank mortgage lenders included the following mortgage rates and terms:
Chase mortgage rates on the 30 and 15 year loans were 4.75% with .125 points for an APR of 4.816% on the 30 and 4.50% with .125 points for a 4.615% APR for the 15.
Wells Mortgage rates for the 30 and 15 year mortgage were 4.375% with 1.0 point and a 4.530% APR for the 30 year and 3.750% with 1.0 point with a 4.017% APR on the 15 year home loan.
Bank America mortgage rates came in at 4.625% and 1.125 points with a 4.765% APR for the 30 year home loan and 4.125% with 1.0 point and a 4.35% APR on the 15 year.
SunTrust mortgage rates were 4.50% with 1.125 points and an APR of 4.627% for the 30 year and 3.875% with 1.125 points and a 4.091% APR on the 15 year loan.
TD mortgage rates for Sept. 9 were 4.625% and zero points with a 4.667% APR on the 30 year home loan while the 15 year was 3.875% and zero points with a 3.947% APR.
All mortgage loans and mortgage interest rates listed require bank approval and bank underwriting. Today’s mortgage rates and costs listed are current as of this publication date but are subject to change by the bank mortgage lenders and are not guaranteed.
Bank mortgage rates are dependent on the credit profile of the borrower, the down payment amount, property type and geographic location, along with other factors that will impact a specific loan request and may alter the mortgage rate and costs. The mortgage rates listed are based on mortgage loan amounts of approximately $250,000.00 with a 20% down payment for a single family owner occupied property.
The mortgage rates and points listed are just a sample of the rates from the Findlocalmortgagerates.com survey and are just a sample of the loan programs and mortgage rates that are available from these bank mortgage lenders.
Today’s Mortgage Rates August 31, 2010
For the last day of August, today’s mortgage rates continued their August downward trend and closed lower yet again. Hard to believe, but today’s’ mortgage rates from the top ten bank mortgage lenders are lower today than they were just three days ago, at the close of last week on August 27.
Conventional fixed mortgage rates rose slightly on Friday when short term bond prices fell measurably and interest rates rose, marking the first significant uptick in days. Rates moved lower on Monday and continued that direction through today.
Based on the most recent survey of bank mortgage rates performed by Findlocalmortgagerates.com, the average 30 year mortgage rate dropped down to 4.504% with .375 points. The average 15 year mortgage rate was lower as well, drifting down to 3.975% with 0.35 points.
Results from the survey for the 30 year home loan at five of the largest bank mortgage lenders in the today’s mortgage rate survey included the following mortgage rates and terms:
Chase mortgage rates on the 30 year for Aug 31 came in at 4.625% with .125 points for an APR of 4.691%.
Wells Mortgage rates for a 30 mortgage had an interest rate of 4.25% with 1.0 point and a 4.403% APR.
Bank America mortgage rates were 4.625% and 1.0 point with an APR at 4.778% for the 30 year home loan.
SunTrust mortgage rates were 4.25% with 1.50 points and an APR of 4.407%.
TD mortgage rates for a 30 year home loan came in at 4.50% and zero points with a 4.542% APR.
Today’s mortgage rates and costs listed are current as of this publication date but are subject to change by the bank mortgage lenders and are not guaranteed. All mortgage loans and mortgage interest rates listed require bank approval and bank underwriting.
The mortgage rates listed are based on mortgage loan amount of approximately $250,000.00 with a 20% down payment. Mortgage rates are dependent on the credit profile of the borrower, the down payment amount, property type and geographic location, these factors and others will impact a specific loan request and may alter the mortgage rate and costs.
The mortgage rates and points listed are just a sample of the rates from the survey and are just a sample of the many home loan programs and mortgage rates that are available from these bank mortgage lenders.
WV Mortgage Rates August 25, 2010
Compare WV mortgage rates from top bank mortgage lenders in WV and the top bank mortgage lenders. Before a potential mortgage loan borrower shops for the best mortgage and best mortgage rates in WV, the Findlocalmortgagerates.com survey of today’s WV mortgage rates offers a quick and easy guide to compare the average mortgage interest rates available.
The mortgages in this week’s survey of WV mortgage rates include loans from two of the largest bank mortgage lenders and two local bank mortgage lenders. Wells Mortgage rates in WV and Bank America mortgage rates in WV were surveyed along with two WV based banks, Progressive Bank mortgage rates in WV and WesBanco mortgage rates.
Progressive Bank, which is headquartered in Wheeling, West Virginia offers a 30 year fixed rate loan at 4.50% with no points and an APR of 4.532%. The 15 year mortgage rate from Progressive Bank is at 4.00% also with no points and an APR at 4.055%.
WesBanco, which is also headquartered in Wheeling, WV offers a mortgage rate for a 30 year is at 4.375% with zero points and a 4.408% APR. The 15 year loan from WesBanco has a mortgage rate of 3.75% with zero points resulting in a 3.808% APR.
Wells Mortgage rates in WV are 4.25% with 1.0 point for the 30 year and 3.625% with 1.0 point on the 15 year. The APRS are 4.421% for the 30 year term and 3.921 for the 15 year term.
Bank America mortgage rates in WV include the 30 year mortgage loan at 4.875% with 1.125 points for a 5.036% APR and a 15 year home loan at 4.375% with .75 points and a 4.594% APR.
The mortgage rates in WV listed assume the borrower has good credit and requires a 20% or greater down payment for a single family, owner occupied home. WV mortgage rates are current as of this publication date but are subject to change. These are a sample of the mortgage rates and mortgage loans offered by these bank mortgage lenders, additional home loan programs and rates are available. Mortgage rates for a specific mortgage loan request will be dependent on the property, credit, income and other factors that determine a loan approval.
Progressive Bank’s mortgage loan department can be reached at (304) 233-0060. Progressive Bank is a community bank in WV that operates nine bank branch offices. Progressive Bank operates three offices in Ohio County, one office in Brooke County, one office in Marshall County, one office in Wetzel County, one office in Upshur County, and one office in Lewis County.
WesBanco Bank operates 111 bank branch offices in the states of West Virginia, Ohio and Pennsylvania. The bank’s loan department can be reached at 877-682-7944.
Wells Fargo home mortgage can be reached at 877-937-9357.
Bank America mortgage is available at 800-586-9861.
Today’s Mortgage Rates August 24, 2010
Today’s mortgage rates from the top bank mortgage lenders continued their downward drive. The average mortgage rate from the top ten bank mortgage lenders on the 30 year fixed rate mortgage has now reached 4.558% while today’s mortgage rate for the 15 year loan dipped to 4.025%. Mortgage rates are current as of August 24, 2010.
Today’s mortgage rates survey includes the average rate on a 30 year fixed rate home loan and 15 year fixed rate home loan and includes the mortgage interest rate, points charged and the APR. The average points needed to obtain today’s mortgage rates from the top ten bank lenders came in at .413 points for the 30 year and .35 points for the 15 year.
Results from the survey for the 30 year home loan found at five of the top ten bank mortgage lenders in the nation included:
Wells Mortgage rates on the 30 year home loan is 4.25% with 1.0 point and a 4.40% APR.
Chase mortgage rates on the 30 year is at 4.75% with .125 points for an APR of 4.816%.
Bank America mortgage rates are at 4.875% and 1.0 point with an APR at 5.022% for the 30 year term home loan.
SunTrust mortgage rates had the 30 year fixed rate mortgage at 4.25% with 1.50 points and an APR of 4.407%.
Key Bank mortgage rates for a 30 year mortgage is 4.58% and zero points with a 4.72% APR.
Mortgage rates and costs will vary based credit, loan amount, property type and location and other factors involved in underwriting. Today’s mortgage rates survey from Findlocalmortgagerates.com covers the largest bank mortgage lenders in the nation including based on loan amounts of $250,000.00 with a 20% down payment.
Today’s mortgage rates are current as of this publication date but are subject to change by the bank mortgage lenders listed. All mortgage loan s and mortgage loan rates are subject to mortgage lender approval.
The mortgage rates and points are just a sample of the many home loan programs and mortgage rates that are available from these bank mortgage lenders. The mortgage rates listed above are just a sample of the mortgage interest rates and costs compiled in the mortgage rate survey.
Chase Mortgage Rates August 5th, 2010
Finding the best mortgage rate often involves reviewing the mortgage rates from the largest bank mortgage lenders. Findlocalmortgagerates.com reviews the top five bank mortgage lenders weekly and includes in depth reviews of the mortgage rates from the largest banks weekly. Today’s mortgage rates are from the largest U.S. based bank, Chase Bank. In general, Chase mortgage rates this week are lower across almost all loan products.
The Chase Mortgage rates listed are for loans with a minimum 20% down payment with borrowers that have excellent credit. Mortgage rates will vary based qualifications attributes of the borrowers as well as property type, property value and loan amount. Chase mortgage rates will also vary based on geographic region. The current Chase Mortgage rates listed are for the state of Pennsylvania.
The Chase Mortgage rates on a 30 year is at 4.75% with no points and a 4.806% APR.
The 30 year mortgage rate from Chase Bank with 1.125 points brings the mortgage rate in PA down to 4.50% and a 4.652% APR.
The 15 year mortgage rate is at 4.25% with no pints with an APR of 4.345%.
A 15 year fixed rate loan from Chase Mortgage with 1.125 points has a mortgage rate of 4.00% and a 4.263% APR.
The Chase Mortgage 5/1 adjustable rate mortgage which has an initial mortgage rate fixed for five years has a mortgage interest rate of 3.50% with .25 points and a 3.410% APR.
A 30 year jumbo loan Chase Mortgage rate for a loan in the amount of $500,000.00 would have a mortgage rate of 5.125% and .50 points for a 5.198% APR.
A 5/1 ARM jumbo loan can be had with a mortgage rate as low as 4.00% and .25 points resulting in a 3.562% APR.
The fixed rate 15 year term loan, 30 year term loan and 30 year jumbo loan have fixed rates with fixed principal and interest payments over the life of the loan while the adjustable rate loans (ARMs) have interest rates that adjust periodically to reflect changes in a specific financial index.
While these Chase mortgage rates are for PA a quick check of Chase mortgage rates in Illinois indicates that the 30 year Chase mortgage rate and 15 year Chase mortgage rate in Illinois will have an increase of .125 points above the 15 year an 30 year loan listed above. For Chase mortgage rates in Florida, the cost was another .125 points higher or .25 above the Chase Mortgage rates in PA. Chase mortgage rates in CA matched those found in Florida for the 30 year and 15 year term home loans.
Chase Mortgage rates listed are current as of August 5th, 2010 but are subject to change at anytime. All home loans and mortgage rates require mortgage lender approval.
To find additional information on Chase Mortgage loan products and Chase Mortgage rates a mortgage representative can be reached at 1-800-873-6577
Bank mortgage rates in the weekly Findlocalmortgagerates.com nationwide home loan rates survey includes; Bank America mortgage rates, Wells Fargo Mortgage Rates, Chase Mortgage rates, Citibank Mortgage rates and US Bank mortgage rates.