Mortgage Rates and Home Loans at Gate City Bank
For consumer searching for mortgage rates and mortgage loans in North Dakota, one bank mortgage lender to consider is Gate City Bank. Gate City Bank is headquartered in Fargo, ND. The bank offers a variety of consumer loan products including home loans.
Gate City Bank is a mutual bank which means it is owned by its customers. The bank uses the deposit funds held at the bank to serve and invest in the communities in which the bank branches are located. Gate City Bank operates over 30 bank branches in the North Dakota and Minnesota.
Gate City Bank has been offering mortgage loans since 1923, and continues to offer a variety of home loan products. The bank prides itself on good customer service and mortgage loan customers are invited to call should they have any question regarding their loan, payments, taxes, and insurance, for the entire life of their home loan.
With Gate City Bank mortgages the home loans are locally approved, locally financed and locally serviced.
Gate City Bank offers a full range of products, each with different features and advantages. Gate City Bank offers free pre-approval programs, first-time home buyers loans, conventional loans with adjustable rates or fixed rates, VA and FHA loans, new construction loans, construction to permanent loans with one-time loan closing and more.
Current mortgage rates and terms offered by Gate City Bank include:
30 year fixed rate of 5.250% with 0 points and an APR of 5.357%.
20 year fixed rate of 5.125% with 0 points and an APR of 5.268%.
15 year fixed rate of 4.625% with 0 points and an APR of 4.804%.
1 year adjustable rate mortgage has a rate of 3.875% with 0 points and an APR of 2.578%.
3/1 year adjustable rate mortgage has a rate of 4.375% with 0 points and an APR of 3.120%.
Gate City Bank has a promotional offer they are currently running on their website that involves a coupon for $100 off the closing costs on any Gate City Bank mortgage loan. Additional home loan programs, mortgage rates and point options are available.
The interest rates, annual percentage rates (APRs) and points shown are subject to change without notice. Mortgage rates and fees are based on borrowers with an excellent credit history. Mortgage rates and APR’s may vary depending on the borrower’s credit history and other attributes regarding income, employment and collateral. All home loans are subject to bank approval and additional conditions may apply.
The mortgage rates and points are not locked until confirmed by a Gate City Bank mortgage loan officer. For current mortgage rates and terms, a bank loan officer can be reached at 800-423-3344.
Mortgage Rates at Brooklyn Federal Savings Bank
Brooklyn Federal Savings Bank is a federally chartered savings bank headquartered in Brooklyn, New York. Brooklyn Federal Savings Bank has been operating in New York since 1887. The bank has five full service branches located in New York.
Brooklyn Federal Savings Bank offers a variety of deposit accounts, including checking, savings and certificates of deposit. Brooklyn Federal Savings Bank lending activities includes mortgage loans secured by one- to four-family homes, multi-family properties, commercial real estate, construction loans, land loans, home equity loans and various other consumer loans.
Brooklyn Federal Savings Bank provides a variety of consumer mortgages with competitive mortgage rates and fees.
Current New York mortgage rates and home loan terms offered by Brooklyn Federal Savings Bank include the following:
30 year fixed rate mortgages with a mortgage rate of 5.375% and 0.00 points with an APR of 5.519%.
A 30 year fixed rate mortgages with a mortgage rate of 5.125% and 1.00% origination fee with an APR of 5.355%.
15 year fixed rate mortgage with a mortgage rate of 4.250% and 0.00 points with an APR of 4.348%.
A 15 year fixed rate mortgage with a mortgage rate of 4.125% and 1.00% origination fee with an APR of 4.373%.
One year adjustable rate mortgage with a mortgage rate of 3.750% and 0.00 points with an APR of 3.291%.
A one year adjustable rate mortgage with a mortgage rate of 3.625% with a 1.00% fee and an APR of 3.362%.
The mortgage interest rates, annual percentage rates and points available on New York properties are subject to change without notice. The mortgage interest rate and fees displayed are based on owner-occupied single family properties with a loan-to-value of 60% or less and a credit score of at least 740.
Mortgage interest rate and fees available from the bank will be based the applicants credit history, property type, loan-to-value, and occupancy and may be different than the mortgage rates displayed. All mortgage loans are subject to bank approval and additional conditions may apply.
For current mortgage rates and home loan information a bank representative can be reached directly at 718.855.8500.
Mortgage Rates in New York at Ulster Savings Bank
Ulster Savings Bank is a New York based bank that is a locally owned and operated in Ulster County, New York and has been in business since 1851.
Ulster Savings Bank offers a variety of standard bank services such as checking accounts, savings accounts, telephone banking, online banking services and consumer loans. The bank loan department handles residential mortgages, new construction loans, home equity loans as well as automobile loans, commercial mortgages, and business loans.
Ulster Savings Bank offers several mortgage options and services for buying or refinancing a home. The bank mortgage department provides a wide array of residential and construction loan products to fit a number of needs. Ulster Savings Bank home loans cover loans available for first time homebuyers looking for their first home to seniors interested in reverse mortgage options.
The bank provides solutions for a wide array of lending situations with mortgage products that fit most needs with very competitive mortgage rates. Home financing options from Ulster Savings Bank have many different options to choose from. Current mortgage rates and terms from the bank include:
30 year fixed rate mortgage at 4.750% with 2.50 points and an APR of 5.031%
30 year fixed rate mortgage at 5.250% with 0 points and an APR of 5.311%
20 year fixed rate mortgage at 5.250% with 0 points and an APR of 5.332%
15 year fixed rate mortgage at 4.625% with 0 points and an APR of 4.727%
FHA 30 year fixed rate mortgage at 5.250% with 0 points and an APR of 5.986%
3 year fixed / 1 year adjustable rate mortgage 4.875% with 0 points and an APR of 3.582% for 30-year term.
Mortgage rates subject to change and additional conditions will apply. Actual mortgage interest rates and APR’s may vary based on home loan applicant’s credit history. Current mortgage rates and loan information can be obtained by contacting the bank directly at 866-440-0391
Bank CD rates offered by Ulster Savings Bank can be found at selectCDrates.com.