WA Mortgage Rates July 2, 2010
Findlocalmortgagerates.com has surveyed Washington mortgage rates with two of the top ten largest banks based in The Evergreen State, Cascade Bank and HomeStreet Bank, as well as two of the top ten largest banks in the U.S., Bank of America and SunTrust Bank, in order to get a snapshot of local mortgage rates.
Buying or refinancing a home is an important decision that requires a certain amount of shopping. By shopping and comparing the largest bank mortgage lenders and local bank mortgage lenders, prospective borrowers can obtain the knowledge to make an informed choice about the home loan that’s right for their needs.
Current mortgage rates in Washington from these four lenders include the following rates, points and APR’s:
Cascade Bank, the seventh largest Washington based bank offers a 30 year fixed rate mortgage with a rate of 4.500% and zero points and a 4.527% APR. The 15 year mortgage rate in Washington from Cascade is currently 4.000% with 0.875 points with a 4.177% APR.
HomeStreet Bank, the sixth largest Washington based bank, offers a 30 year mortgage rate in WA at 4.50% with a 1% origination fee and an APR of 4.657%. The 15 year mortgage from the bank is at 3.875% with a 1% origination fee and an APR of 4.145%.
Bank of America 30 year fixed rate mortgage rate in Washington is 4.625% with 1.0 point and an APR of 4.78%. A 15 year mortgage rate from Bank of America is at 4.125% with 1.0 point and a 4.391% APR.
SunTrust Mortgage rates in Washington include the 30 year fixed rate home loan at 4.625% with 1.125 points and an APR of 4.754% as well as the 15 year loan with a mortgage rate of 4.125% with 1.25 points and a 4.363%.
The interest rates, annual percentage rates and points shown are for illustration purposes and are based on $200,000.00 loan amounts with a 20% or greater down payment for an owner occupied property with a borrower that has an excellent credit history. These WA mortgage rates are subject to change without notice and bank approval is required for all home loans.
Other mortgage loan programs, rates and fees may be available from these WA mortgage lenders. The following contact numbers can be used to reach these banks for more information on their loans products and current mortgage rates:
HomeStreet Bank is based in Seattle and is one of the largest privately owned banks in the Northwest. The bank can be reached at 800-719-8080.
Cascade Bank has 22 bank branch offices throughout Snohomish, King and Skagit Counties and can be reached at 800-326-8787.
Bank of America mortgage information can be obtained at 888-233-4124.
SunTrust Mortgage rate information is available at 800-634-7928.
Top Five Bank Mortgage Lender Rates June 14, 2010
Bank mortgage rates were up just slightly for the week ending June 11, 2010. The average mortgage rate from the top five bank mortgage lenders survey by Findlocalmortgagerates.com showed an increase in rate for the 15 year term home loan with a reduction in points charged while the average 30 year fixed rate home loan was unchanged with regards to the rate but increased for the average points charged.
The results of the survey this week:
30 year mortgage rate average is 4.85% with .575 points compared to last week’s average rate of 4.85% with .375 points.
The 15 year mortgage rate is 4.30% with .475 points as compared to the previous week’s average rate of 4.25% and .575 points.
Considering a mortgage loan is often the largest financial decision consumers will face. Reviewing the current mortgage rates and products available from the largest mortgage lenders is an important step to find an option that is right for your financial situation. Whether someone is just starting the home buying process, preparing to buy a new home or looking to refinance their current mortgage loan, reviewing the current mortgage rates from the largest bank mortgage lenders is a great starting point.
The top five bank mortgage lenders in the mortgage rate survey included Chase Mortgage, Wells Fargo Home Loans, Citibank, Bank of America and US Bank.
The 30 year mortgage rate and 15 year mortgage rate as well as the points charged and APRs from the individual bank mortgage lenders in this week’s survey were as follows:
Chase Bank mortgage rate for a 30 fixed rate loan is 5.00% with 0.25 points and a 5.079% APR.
The 15 fixed rate home loan from Chase has a rate of 4.50% with zero points and an APR of 4.596%.
Bank of America mortgage rate for a 30 year fixed rate mortgage is 4.750% with 1.125 points and an APR of 4.878%.
A 15 year mortgage from Bank of America has a rate of 4.125% with 1.375 points and an APR of 4.386%.
Citibank mortgage rate on a 30 year mortgage is 4.875% with 0.50 points and a 5.099% APR.
Citibank’s 15 year fixed mortgage rate is 4.375% with no points and a 4.603% APR.
Wells Fargo Home Loans mortgage rate is 4.750% and 1.0 point for a 4.939% APR.
Wells Fargo 15 year fixed rate is at 4.25% with 1.0 point and a 4.573% APR.
US Bank offers a 30 year fixed rate home loan with a mortgage rate of 4.875% and no points with a 4.941% APR.
The US Bank 15 year mortgage rate is 4.250% and no points with a 4.361% APR.
The bank mortgage lender rates listed as well as the points and APRs are subject to change and may vary depending on the credit, income, assets and property being purchased by the borrower.
Mortgage rates listed are believed to be accurate and current as of the date of this publication. Mortgage interest rates are not guaranteed. All mortgage loans are subject to bank approval.
The mortgage rates, points and APRs in the Findlocalmortgagerates.com mortgage survey are for a home loan of between $200,000.00 and $275,000.00 on a single family owner occupied home with a minimum 20% down payment.
The bank mortgage lenders listed offer a variety of additional home financing options to help find the loan that best fits a borrowers needs. For more information on these mortgage rates, the bank mortgage lenders listed can be reached directly at the following numbers:
Chase Bank 800-873-6577
Bank of America 888-233-4124
Citibank 800-667-8424
Wells Fargo 877-937-9357
US Bank 888-831-7524
Bank Mortgage Lender Rates June 6, 2010
The most recent survey of the 30 year and 15 year fixed mortgage rates from the nation’s largest bank mortgage lenders performed by Findlocalmortgagerates.com indicated that the costs of obtaining these loans has fallen once again.
While the advertised mortgage rates for both loan products was unchanged from the previous week, the points charged by the largest bank mortgage lenders was lower bringing the total cost to obtain the 30 year and 15 year fixed rate mortgage loan down for the week.
The average 30 year mortgage rate from the top five bank mortgage lenders is currently at 4.85%, unchanged from the prior week. The average points charged is .375 which is down from the preceding week’s average points charged of 0.60.
The average15 year mortgage rate from the top five bank mortgage lenders remained at 4.25% for the week. The average points charged is .575 and that is down from the earlier week’s average points charged of 0.70.
Whether you are a first-time home buyer or a current homeowner looking to buy a new property or refinance an existing mortgage with just a quick review of the bank loan rates listed, prospective borrowers can get a quick snapshot of the current mortgage rates by the largest bank mortgage lenders across the nation and help narrow down the search for the best mortgage rate and mortgage lender.
The top five mortgage lenders in the mortgage rate survey include the rates of Chase Mortgage, Wells Fargo Home Loans, Citibank, Bank of America and US Bank.
The 30 year mortgage rate and 15 year mortgage rate as well as the points charged and APRs from the individual bank mortgage lenders in this week’s survey were as follows:
Chase Bank mortgage has the 30 fixed mortgage rate at 4.875% with zero points and a 4.931% APR.
Chase Mortgage promotes the 15 fixed rate home loan with a mortgage rate of 4.25% with 0.375 points and an APR of 4.401%
Bank of America Home Loans markets a 30 year fixed mortgage rate at 4.875% with 0.625 points and a 4.955% APR.
A 15 year mortgage from Bank of America has a mortgage rate of 4.125% with 1.50 points and an APR of 4.399%.
Citibank mortgage’s 30 year mortgage rate is 4.875% with 0.25 points and a 5.054% APR.
Citibank’s 15 year fixed mortgage rate is 4.375% with no points and a 4.603% APR.
Wells Fargo Home Loans 30 year fixed mortgage rate is 4.750% and 1.0 point for a 4.939% APR.
The Wells Fargo 15 year fixed rate is at 4.25% with 1.0 point and a 4.573% APR.
US Bank has a 30 year fixed rate loan with a mortgage rate of 4.875% and no points with a 4.941% APR.
The US Bank 15 year term mortgage rate is 4.250% and no points with a 4.361% APR
After searching for the best mortgage rate and term it can be equally important to interview the mortgage lender and look for the mortgage lender that offers an efficient process that ensures that you will receive a quick and easy underwriting process and loan closing.
The bank mortgage lender rates listed as well as the points and APRs are subject to change and may vary depending on the credit, income, assets and property being purchased by the borrower.
The mortgage rates, points and APRs in the Findlocalmortgagerates.com mortgage survey are for a home loan of between $200,000.00 and $275,000.00 on a single family owner occupied home with a minimum 20% down payment.
The bank mortgage lenders listed offer additional mortgage loan options including additional mortgage rate and point options. For more information on these mortgage rates, the bank mortgage lenders listed can be reached directly at the following numbers:
Chase Bank 800-873-6577
Bank of America 888-233-4124
Citibank 800-667-8424
Wells Fargo 877-937-9357
US Bank 888-831-7524
The 30 year fixed rate and 15 year fixed rate mortgage rates listed are believed to be accurate and current as of the date of this publication. Mortgage interest rates are not guaranteed. All mortgage loans are subject to bank approval.
Michigan Mortgage Rates June 1, 2010
To choose a home loan in Michigan, prospective borrowers have a number of different options to choose from. To help find the loan that’s best suits an individual’s need, a good starting point is to evaluate the mortgage rates in Michigan from local mortgage lenders and some of the largest mortgage lenders in the U.S. From here the home loan search can be quickly narrowed in on the mortgage rate and costs and quick phone call can help decide which mortgage lender in Michigan offers the right level of service.
Today’s mortgage rate survey from Findlocalmortgagerates.com involves the Michigan mortgage rates from two large local mortgage lenders, Isabella Bank and Monroe Bank and Trust, as well as mortgage rates in Michigan from two of the largest bank mortgage lenders, Bank of America and Chase Bank.
The following list contains the results of the mortgage rate survey form these four banks for home loans in Michigan for a 30 year mortgage and 15 year mortgage for a $225,000 home loan amount with a 20% down payment.
Isabella Bank offers a 30 year fixed rate mortgage with a mortgage rate of 4.875% with zero points and a 4.997% APR.
A 15 year home loan from Isabella Bank has a mortgage rate of 4.25% with no points with an APR of 4.332%.
Monroe Bank and Trust offers a 30 year mortgage rate in Michigan at 4.875% with no points for a 5.003% APR.
The 15 year fixed rate mortgage with Monroe Bank and Trust is at 4.375% and no points with a 4.486% APR.
Bank of America 30 year mortgage rate is currently at 4.875% with 0.625 points and an APR of 4.977%.
The 15 year mortgage rate from Bank of America is at 4.125% with 1.5 points and a 4.43% APR.
Chase Bank, the largest US bank, offers a 30 year mortgage in Michigan with a mortgage rate of 5.00% with 0.125 points and a 5.16% APR.
A 15 year mortgage rate from Chase Bank is at 4.375% with 0.25 points and a 4.54% APR.
Mortgage interest rates in Michigan listed and/or points are subject to change without notice, and may vary based on credit profile of the borrower, the loan amount, property type and other characteristics of the loan request.
Review the current mortgage rates and costs with the lender before committing to a final loan request. Actual closing costs should be provided through a Good Faith Estimate within three business days of the application being submitted to any of these mortgage lenders.
Additional mortgage rates and point options are available from these lenders in Michigan, the following contact numbers can be used to reach the banks listed to find more about their home financing options:
Isabella Bank 800- 651-9111
Isabella Bank was founded in 1903 and has 24 bank branch locations throughout Mid-Michigan.
Monroe Bank and Trust mortgage representatives can be reached at 734-242-2204 or the bank’s customer service number at 800-321-0032
Monroe Bank and Trust is a full service bank with branch locations throughout Monroe and in Bedford, Carleton, Dundee, Erie, Flat Rock, Ida, Lambertville, Milan, Newport, Northville, Petersburg, Plymouth, Taylor, Temperance, Trenton and Wyandotte.
Bank of America mortgage department can be reached at 800-551-7975.
Chase Bank mortgage can be contacted at 800-873-6577.
For information on Chase Bank or Bank of America ceritfictae of deposit rates please visit our affiliate publication, www.selectcdrates.com under Bank of America CD rates and Chase Bank CD rates. For information on the credit cards offered by these banks visit www.bestcreditcardrates.com under best credit card rates.
Washington Mortgage Rates with West Coast Bank
West Coast Bank is a Northwest bank that operates 65 bank branches in Oregon and Washington and offers, among a number of consumer products, home mortgages with competitive mortgage rates in Washington and Oregon.
West Coast Bank is headquartered in Lake Oswego, Oregon. The bank combines a wide array of mortgage loan products with consumer service and local decision making.
Along with mortgage loans, West Coast Bank offers personal and business checking and saving accounts, credit solutions, treasury management, personal loans, credit cards, and certificate of deposit. West Coast Bank offers an array of personal and commercial banking products and services in addition to commercial, residential, construction, and mortgage loans.
When it comes to home financing options presented by West Coast Bank, there are many different alternatives to choose from. The bank’s home loan choices include fixed rate mortgages and adjustable rate mortgages. The mortgage loans come with several different terms and different mortgage rates and point combinations.
Since there are such a variety of loans available and financial decisions involved in either obtaining a home loan for purchasing or refinancing a home, West Coast Bank has a number of loan representatives to answer questions and assist with home lending needs.
Borrowers can call or e-mail one of the mortgage professionals to answer questions or to ask for advice. West Coast Bank also offers easy free pre-qualifications to help borrowers understand the process and allow prospective home buyers to search for a new home knowing that they can afford the mortgage.
Current mortgage rates in Washington offered by West Coast Bank include the following rates and terms:
A 30 year mortgage in Washington has a mortgage rate of 5.125% and 0.875 points with an APR of 5.258%.
A 15 year mortgage in has a mortgage rate in Washington of 4.500% and 0.125 points with an APR of 4.611%.
For an adjustable rate mortgage, West Coast Bank offers a 3/1 ARM with a mortgage rate of 3.875% with 0.500 points and an APR of 3.084%.
The longer fixed period adjustable rate mortgage is the 5/1 ARM. West Coast Bank offers the 5/1 ARM with a mortgage rate of 3.875% with 0.25 points and a 3.211% APR.
The mortgage interest rates in Washington, annual percentage rates (APRs) and points offered by the bank are subject to change without notice. All loans and mortgage rates listed are based on an owner occupied single family property with a loan to value of 75%. All loans are subject to bank approval. Additional terms as well as mortgage rates in Washington are available.
For current mortgage rates and additional home loan information from West Coast Bank a bank representative can be reached at 800-981-7999. The bank offices are open 7-4 Mon-Fri.
Top Five Bank Mortgage Rates March 8, 2010
The top five banks ranked by assets include Chase Bank, Bank of America, Citibank, Wells Fargo Bank and US Bank. All five of these banks offer mortgage loans and mortgage rates in the majority of the states. Mortgage rates offered by these financial institutions provide a good barometer of prevailing mortgage rates and mortgage activity in the lending arena.
The following rates can help borrowers easily compare mortgage interest rates and product information to help find the right mortgage quickly and efficiently.
The rates are for mortgage loans based in California with a 20% or greater down payment for a single family, owner occupied home. If the down payment on a new home purchase is less than 20%, mortgage insurance may be required on the loan. The added cost of mortgage insurance could increase the APR as well as the monthly mortgage payment.
All loans would be subject to bank approval including a credit, income and assets. The mortgage rates were run on sample loan amounts of $175,000.00. Additional mortgage rates, point options and loan amounts are available from the mortgage lenders listed.
Chase Mortgage is currently offering a 30 year fixed rate home loan with mortgage rate of 5.25% and 0.125 points for an APR of 5.343%.
The 15 year fixed rate loan offered by Chase has a mortgage rate of 4.625% and 0.125 points for an APR of 4.782%.
Bank of America Home Loans promotes a 30 year loan with a mortgage rate of 4.875% with 1.0 point and an APR of 5.098%.
A 15 year term loan from Bank of America has a mortgage rate of 4.250% with 0.625 points and a 4.576% APR.
Citibank markets a 30 year home loan with a mortgage rate of 5.125% and 0.125 points for a 5.317% APR.
Citibank has a 15 year mortgage loan with an interest rate of 4.375% and 0.375 points with an APR of 4.773%.
Wells Fargo Home Mortgage markets their 30 year fixed with a mortgage rate of 4.875% and 1.0 point yielding an APR of 5.065%.
The 15 year fixed rate loan from Wells Fargo has a mortgage rate of 4.250% and 1.0 point with a 4.573% APR.
US Bank’s 30 year fixed rate mortgage has a mortgage rate of 5.125% and no pints with a 5.192% APR.
The 15 year fixed rate home loan at US Bank has a mortgage rate of 4.375% and no points and a 4.487% APR.
All rates are believed to be accurate and were verified on the date of this publication but interest rates are not guaranteed. For current mortgage rates and loan terms contact the mortgage lenders directly.
NJ Mortgage Rates with Atlantic Stewardship Bank
Good service combined with competitive mortgage rates with a local bank in New Jersey is not always easy to come across. Of the over 1000 state banks in New Jersey, Atlantic Stewardship Bank is one that offers good service and very competitive rates on mortgages in the state.
Atlantic Stewardship Bank is a New Jersey based bank that operates its main office in Midland Park, New Jersey, and has an additional twelve bank branch offices in the area.
Atlantic Stewardship Bank provides commercial and retail banking services to small and medium sized business and individuals in Bergen, Morris, and Passaic counties of New Jersey.
Atlantic Stewardship Bank offers a wide range of mortgage loan products and mortgage rates in NJ for home purchases or an existing mortgage refinance of a primary residence as well as for second homes and investment properties.
Residential mortgage loan products available in New Jersey from Atlantic Stewardship Bank include: conventional mortgages, jumbo mortgages on both fixed and adjustable rate mortgages as well as first time homebuyer’s program.
A sample of the current mortgage rates in New Jersey and mortgage loans offered by Atlantic Stewardship Bank include:
A 30 year fixed rate conforming loan on a loan amount of $100,000 to $417,000 has a mortgage rate in New Jersey of 5.000% with $450.00 in points and fees and an APR of 5.194%.
A 15 year fixed rate conforming loan on a loan amount of $100,000 to $417,000 has a mortgage rate of 4.375% with $450.00 in points and fees and an APR of 4.870%.
The rate on a 30 year jumbo mortgage with a loan amount of $750,000 to $1,500,000 has a mortgage rate in New Jersey of 5.750% with $0.00 in points and fees and an APR of 5.812%.
The bank offers a variety of adjustable rate mortgages including a 5/1 ARM that has mortgage rate in NJ of 4.375% with no points and an APR of 3.691%.
This is a sample of current mortgage rates in NJ by Atlantic Stewardship Bank, other rates, options and terms are available on some of the listed home loan products.
The NJ mortgage rates and annual percentage rates (APR) listed are based on a loan amount of $100,000 with a 20% or larger down payment on a single family owner occupied home with excellent credit. Mortgage rates are current as of this publication, rates are not guaranteed, all mortgage rates and mortgage loans in NJ offered by Atlantic Stewardship Bank are subject to change and bank approval.
For more information on mortgage programs and current mortgage rates offered by the bank call the Atlantic Stewardship Bank mortgage department for details at 1-877-844-2265.
Mortgage Rates in NJ with RSI Bank
RSI Bank has been doing business in New Jersey since 1851. The bank offers a number of financial services and bank products including home loans and mortgages. RSI bank offers several home loan programs that are available on properties located throughout the state of New Jersey.
Mortgage loans offered by RSI Bank include standard fixed rate mortgages and adjustable rate mortgages as well as FHA loans and reverse mortgages. The bank also offers biweekly payment home loans for those borrowers that want to pay off their home loan faster by making more frequent payments and save significant costs over the life of the loan.
The reverse mortgage option allows home owners that are 62 years of age and older to borrow against the equity in their home without having to pay anything until they no longer own the property. Reverse mortgages are not based on the income of the borrower or the credit of the borrower.
RSI Bank offers borrowers competitive mortgage rates in New Jersey and for those potential home loan borrowers looking for a new home in New Jersey, the bank provides pre-qualification and pre-approval services.
Along with competitive New Jersey mortgage rates and loan programs, RSI Bank also a number of services to its bank and loan customers. RSI Bank offers automatic payment deductions in which the borrower can pay their RSI loans from an account held at RSI Bank or any other bank. The bank offers online banking which allows customers to view their payment history online 24 hours a day. Additional bank services include telephone banking and the ability to apply for the home loans at the branch or online safely and securely.
Current NJ mortgage rates and NJ mortgage loans offered by RSI Bank include:
A 30 year fixed rate loan in New Jersey has a mortgage rate of 5.125% with no points and an APR of 5.145%.
The same 30 year fixed rate loan is also available with a mortgage rate of 4.875% with 1.00 point that has an APR of 4.982%.
A 15 year term loan has a mortgage rate of 4.500% with no points and an APR of 4.533%.
The bank has a 10 year loan with a mortgage rate of 4.375% and no points with 4.4225 APR.
The bank’s 5 year adjustable rate mortgage that has a 30 year term has a mortgage rate in NJ of 4.625% with no points and an APR of 4.801%
Additional mortgage rates in NJ with varying costs and point options are also available.
NJ mortgage rates and annual percentage rates ( APRs ) listed are for owner-occupied single family homes with a minimum down payment of 20%. Mortgage rates are current as of March 4, 2010. All mortgage rates are subject to change without notice and all home loans are subject to bank approval and conditions.
RSI Bank is based in Rahway, New Jersey. For current mortgage rates and loan terms, a bank loan officer can be reached at 732- 388-1800.
Mortgage Rates in Texas with Amegy Mortgage
Finding mortgage rates in Texas is not difficult with the plethora of mortgage lenders and banks offering mortgage loans in the Lone Star state. Among the long list of mortgage lenders is Amegy Mortgage headquartered in The Woodlands, Texas.
Amegy Mortgage is a wholly owned subsidiary of Amegy Bank of Texas. This mortgage lender offers a wide assortment of different loan programs. Amegy Mortgage services include the origination and servicing of commercial and multifamily real estate loans, single family residential loans, and single family construction loans. The mortgage lender offers single family home loan products with competitive mortgage rates throughout Texas.
The mortgage lender has an online pre-qualification process for those prospective borrowers not sure how much of home they can afford or if they qualify for a mortgage refinance.
The main loan products offered by Amegy Mortgage in Texas are fixed rate loans. Fixed rate mortgage loans are one of the most popular loan options and are especially in demand when interest rates are low. Fixed rate mortgages result in a monthly mortgage payment of principal and interest that does not change over the life of the loan.
A 30 year fixed rate loan provides a low monthly payment without the high interest costs of longer term home loans. The 15 year fixed rate loan has a higher monthly mortgage payment but generally offers a slightly lower interest rate and substantial interest savings over the life of the loan.
A sample of the current mortgage rates available in Texas from Amegy Mortgage includes:
A 30 year fixed rate mortgage rate in Texas is 4.875% with no points and an APR of 5.002%.
A 15 year fixed rate mortgage rate is 4.250% with no points and an APR of 4.467%.
These sample Texas mortgage rates are based a 20% down payment for a single family home with a borrower that has excellent credit. Mortgage rates are subject to change and additional conditions will apply to obtain these rates. Texas mortgage interest rates and fees will be based on the borrower’s credit history, down payment, income, and other factors and may be different than the mortgage rates listed above.
The interest rates, annual percentage rates (APRs) and points shown are subject to change without notice. For additional mortgage programs and Texas mortgage rates, contact an Amegy Mortgage representative at: 281-297-7800 or 877-562-6662.
Mortgage Rates from Webster Bank February 15, 2010
Webster Bank is a Connecticut based bank that offers mortgages in all 50 states. Webster Bank not only offers a variety of mortgage loans with competitive mortgage rates but also provides traditional consumer banking, business banking, mortgage banking, insurance, financial planning, trust and investment services with a network of over 180 bank branch locations in four states.
Webster Bank offers a comprehensive selection of home loan products from FHA loans to new construction financing.
Webster Bank offers standard fixed rate mortgages on a variety of programs for both conventional and jumbo loans. The bank offers adjustable rate mortgages for borrowers who may be looking for a lower initial rate to help qualify for a larger loan. Webster Bank also offers competitive fixed and adjustable rates on jumbo home loans.
Government loan programs available through Webster Bank include FHA loans, VA loans and Connecticut Housing Finance Authority loans. Webster Bank FHA loans offers low interest rates combined with low down payment requirements.
The bank’s construction lending options provide one consolidated loan for land and new construction, so there is only one loan closing. Construction loans are available for stick-build, modular, or pre-fabricated homes. Mortgage loans for new construction are available with various interest rate options, including fixed rate and interest-only programs.
A sample of current mortgage rates offered by Webster Bank includes the following terms:
A 15 year fixed rate mortgage has a mortgage rate of 4.250% with no points and an APR of 4.363%.
A 30 year fixed rate mortgage has a mortgage rate of 4.875% with no pints and an APR of 4.942%.
A 5/1 adjustable rate mortgage has a rate of 4.000% with no pints and a 3.328% APR.
For shorter fixed period, the bank offers a 3/1 adjustable rate mortgage with a rate of 4.875% with no pints and a 3.152% APR.
Mortgage rates are subject to change. The mortgage rates posted are current as of February 15, 2010; actual rates may vary based on credit qualifications, loan amount, down payment, term and property location. All home loans are subject to credit approval and the bank approval process.
Mortgage loans are available in all states some restrictions may apply. For current mortgage rates or to speak with a Webster Bank mortgage loan representative about their home loan products, call 1.888.681.7788.