Mortgage Rates in Ohio with Huntington Bank Mortgage
Huntington Bank mortgage offers a variety of banking products and services in Ohio including mortgage loans and competitive mortgage rates.
Huntington bank offers a wide range of mortgage loan programs and interest rates in Ohio for both purchases and existing home loan refinances. The mortgage loan refinance options include refinances to obtain additional cash out on a primary home or to take advantage of a lower mortgage rate or change the term or type of home loan such as 30 year loan to a 15 year or a fixed rate home loan to an adjustable rate mortgage.
Mortgage loans offered by the bank include a wide choice of fixed rate mortgage products ranging from 10 year to 30 year terms, adjustable rate loans, balloon loans, jumbo loans, construction loans, VA and FHA loans.
Current Ohio mortgage rates offered by Huntington Bank include the following terms and rates:
30 year fixed rate mortgage has an Ohio mortgage rate of 4.750% with 0.625 discount points and an APR of 5.069%.
A 15 year fixed rate mortgage has an Ohio mortgage rate of 4.125% with 0.375 discount points and an APR of 4.616%.
The Huntington Bank 3/1 adjustable rate mortgage has a mortgage rate of 4.000% with 0.0 discount points and an APR of 3.567%. The loan rate for this mortgage product is normally lower than fixed rates however the mortgage interest rates will change at predetermined intervals based upon an index.
The bank’s 7 year balloon loan has a mortgage rate in Ohio of 4.500% and 0.125 points and a 5.052% APR.
The balloon loans are often loans that are considered by borrowers who plan to live in their home for a shorter period of time and want the benefits of a fixed monthly payment. The balloon mortgage loan rate is generally lower than the rates found on either 30 year fixed rate loan or a 15 year fixed rate loan.
Huntington’s mortgage division offers several different mortgage products and mortgage rates in Ohio other than those listed. The FHA loans and the VA loans offered by the bank come with a wide range of mortgage loan options, including fixed rate mortgages and ARMs.
The Ohio mortgage rates and annual percentage rates (APRs) listed are based on a $120,000 loan amount on a single family owner occupied home, with a minimum 20% down payment, excellent credit a rate lock period of 30 days.
All mortgage loans in Ohio are subject to bank and credit approval. Ohio mortgage rates listed are current as of this publication but are subject to change at any time.
For individuals looking to buy or refinance a home in Ohio, current mortgage rates and additional home loan information can be obtain from Huntington Bank at 1-800-562-6871.
Mortgage Rates in NJ with RSI Bank
RSI Bank has been doing business in New Jersey since 1851. The bank offers a number of financial services and bank products including home loans and mortgages. RSI bank offers several home loan programs that are available on properties located throughout the state of New Jersey.
Mortgage loans offered by RSI Bank include standard fixed rate mortgages and adjustable rate mortgages as well as FHA loans and reverse mortgages. The bank also offers biweekly payment home loans for those borrowers that want to pay off their home loan faster by making more frequent payments and save significant costs over the life of the loan.
The reverse mortgage option allows home owners that are 62 years of age and older to borrow against the equity in their home without having to pay anything until they no longer own the property. Reverse mortgages are not based on the income of the borrower or the credit of the borrower.
RSI Bank offers borrowers competitive mortgage rates in New Jersey and for those potential home loan borrowers looking for a new home in New Jersey, the bank provides pre-qualification and pre-approval services.
Along with competitive New Jersey mortgage rates and loan programs, RSI Bank also a number of services to its bank and loan customers. RSI Bank offers automatic payment deductions in which the borrower can pay their RSI loans from an account held at RSI Bank or any other bank. The bank offers online banking which allows customers to view their payment history online 24 hours a day. Additional bank services include telephone banking and the ability to apply for the home loans at the branch or online safely and securely.
Current NJ mortgage rates and NJ mortgage loans offered by RSI Bank include:
A 30 year fixed rate loan in New Jersey has a mortgage rate of 5.125% with no points and an APR of 5.145%.
The same 30 year fixed rate loan is also available with a mortgage rate of 4.875% with 1.00 point that has an APR of 4.982%.
A 15 year term loan has a mortgage rate of 4.500% with no points and an APR of 4.533%.
The bank has a 10 year loan with a mortgage rate of 4.375% and no points with 4.4225 APR.
The bank’s 5 year adjustable rate mortgage that has a 30 year term has a mortgage rate in NJ of 4.625% with no points and an APR of 4.801%
Additional mortgage rates in NJ with varying costs and point options are also available.
NJ mortgage rates and annual percentage rates ( APRs ) listed are for owner-occupied single family homes with a minimum down payment of 20%. Mortgage rates are current as of March 4, 2010. All mortgage rates are subject to change without notice and all home loans are subject to bank approval and conditions.
RSI Bank is based in Rahway, New Jersey. For current mortgage rates and loan terms, a bank loan officer can be reached at 732- 388-1800.
Mortgage Rates from Webster Bank February 15, 2010
Webster Bank is a Connecticut based bank that offers mortgages in all 50 states. Webster Bank not only offers a variety of mortgage loans with competitive mortgage rates but also provides traditional consumer banking, business banking, mortgage banking, insurance, financial planning, trust and investment services with a network of over 180 bank branch locations in four states.
Webster Bank offers a comprehensive selection of home loan products from FHA loans to new construction financing.
Webster Bank offers standard fixed rate mortgages on a variety of programs for both conventional and jumbo loans. The bank offers adjustable rate mortgages for borrowers who may be looking for a lower initial rate to help qualify for a larger loan. Webster Bank also offers competitive fixed and adjustable rates on jumbo home loans.
Government loan programs available through Webster Bank include FHA loans, VA loans and Connecticut Housing Finance Authority loans. Webster Bank FHA loans offers low interest rates combined with low down payment requirements.
The bank’s construction lending options provide one consolidated loan for land and new construction, so there is only one loan closing. Construction loans are available for stick-build, modular, or pre-fabricated homes. Mortgage loans for new construction are available with various interest rate options, including fixed rate and interest-only programs.
A sample of current mortgage rates offered by Webster Bank includes the following terms:
A 15 year fixed rate mortgage has a mortgage rate of 4.250% with no points and an APR of 4.363%.
A 30 year fixed rate mortgage has a mortgage rate of 4.875% with no pints and an APR of 4.942%.
A 5/1 adjustable rate mortgage has a rate of 4.000% with no pints and a 3.328% APR.
For shorter fixed period, the bank offers a 3/1 adjustable rate mortgage with a rate of 4.875% with no pints and a 3.152% APR.
Mortgage rates are subject to change. The mortgage rates posted are current as of February 15, 2010; actual rates may vary based on credit qualifications, loan amount, down payment, term and property location. All home loans are subject to credit approval and the bank approval process.
Mortgage loans are available in all states some restrictions may apply. For current mortgage rates or to speak with a Webster Bank mortgage loan representative about their home loan products, call 1.888.681.7788.
Mortgage Rates in Illinois with KeyBank
Home loans in Illinois are available from several mortgage lenders. Finding the best mortgage for a purchase or mortgage refinance in Illinois can be challenging. The one key tactic is to shop around, to compare costs and terms, and to negotiate for the best deal.
Shopping around for a home loan or mortgage will help you to get the best financing deal. KeyBank is one of the top twenty largest banks in the U.S. that offers competitive mortgage rates in Illinois.
KeyBank offers fixed rate loans that have repayment terms of 15, 20, or 30 years. The mortgage lender also offer variety of adjustable rate mortgages in Illinois.
Borrowers should compare all the costs involved in obtaining a mortgage and estimate how long they plan to own the home to determine whether an ARM is more appropriate than a fixed rate mortgage.
The following list is a sampling of the varying terms, products, and rates available for mortgage loans for purchases and refinances in Illinois through KeyBank on February 9, 2010. The mortgage rates are based on loan type, down payment, and location selections made for a single family, primary residence.
30 year fixed rate mortgage rate is 5.000% with 0.000% points and a 5.135% APR.
15 year fixed rate mortgage rate is 4.375% with 0.000% points and a 4.596% APR.
5/1 ARM mortgage rate is 4.250% with 0.375% points and a 3.653% APR.
30 year fixed FHA loan mortgage rate is 5.125% with 0.000% points and a 5.262% APR.
30 year jumbo loan mortgage rate is 7.375% with 0.000% points and a 7.513% APR.
Mortgage loan rates in Illinois may change daily. These interest rates and/or points are subject to change without notice by the bank, and may vary based on credit quality, loan amount, and property type. All home loan products offered by the bank are subject to credit approval.
The APRs for the listed loans assume a 20.00% down payment on the purchase of an owner occupied one unit dwelling and with no secondary financing. The APR may not include all closing costs.
For current mortgage rates in Illinois from KeyBank a mortgage representative from the bank can be reached at 1-800-422-2442.
Regions Mortgage Locations South Carolina
Regions Mortgage offers a variety of residential mortgage loans. Regions Mortgage is based in Birmingham, Alabama and operates as a subsidiary of Regions Financial. Regions Mortgage offers homebuyers and existing home owners loan products with fixed rates and adjustable rate terms, including FHA loans and VA home loans. The Regions Mortgage website provides timely mortgage rate information as well as an abundance of information on the mortgage loans that are available for both purchasing and refinances.
Regions Financial Corporation operates as the holding company for Regions Bank which provides a range of commercial, retail, and mortgage banking services. The bank operates approximately 1,900 full-service banking offices and 2,300 automated teller machines in Alabama, Arkansas, Florida, Georgia, Illinois, Indiana, Iowa, Kentucky, Louisiana, Mississippi, Missouri, North Carolina, South Carolina, Tennessee, Texas, and Virginia.
Regions Mortgage locations in South Carolina:
Regions Mortgage
146 Sea Island Pkwy
Beaufort, SC 29907
843-525-8427 - Phone
843-524-1135 - Fax
Regions Mortgage
2 Lafayette Place
Hilton Head Island, SC 29926
843-342-2661 - Phone
843-342-2667 - Fax
Regions Mortgage
107 Chesterfield St S
Aiken, SC 29801
803-641-8690 - Phone
803-641-8696 - Fax
Regions Mortgage
112 Haywood Road
Greenville, SC 29607
864-289-2172 - Phone
864-289-2117 - Fax
Regions Mortgage
1200 Two Island Ct
Mount Pleasant, SC 29466
843-849-5798 - Phone
843-849-5799 - Fax
Regions Mortgage
1010 Gervais Street
Columbia, SC 29201
803-779-3836 - Phone
803-779-9214 - Fax
Regions Mortgage
170 Meeting Street
Charleston, SC 29401
843-937-4144 - Phone
Regions Mortgage
149 Columbiana Drive
Columbia, SC 29212
803-832-0221 - Phone
803-749-3478 - Fax
Regions Mortgage
216 E Main Street
Lexington, SC 29072
803-957-8454 - Phone
803-951-1981 - Fax
Regions Mortgage
1210 Ben Sawyer Blvd
Mount Pleasant, SC 29464
843-971-1291 - Phone
843-971-0548 - Fax
GMAC Mortgage Rates February 7, 2010
GMAC Mortgage Corporation is among the largest residential mortgage servicers and originators in the U.S. GMAC Mortgage originates first and second residential mortgage loans. Mortgage loans offered by GMAC Mortgage encompass a wide assortment of mortgage loan programs and options for both home purchases and refinances.
GMAC Mortgage is an indirect wholly owned subsidiary of GMAC LLC which includes several financial services companies including Ally Bank, Capmark Financial Group, GMAC Mortgage Subservicing and Ditech Funding.
With GMAC Mortgage, prospective home loan borrowers have several mortgage products to choose from depending on their personal financial situation. GMAC Mortgage traditional mortgage products include fixed rate mortgages, adjustable rate mortgages and FHA loans. All loans come with competitive rates and some of the loans offered include flexible down payment options.
Current mortgage rates and terms offered by GMAC mortgage include the following:
A 30 year fixed rate loan that has a mortgage rate of 5.125% with 0.195 points and an APR of 5.180%.
For buyers that would like a lower a mortgage rate and are willing to pay slightly higher closing costs, GMAC mortgage offers a 30 year fixed rate loan with a mortgage rate of 4.625% and 2.570 points and an APR of 4.888%.
15 year fixed rate loan has a mortgage rate of 4.375% with 0.320 points and an APR of 4.487%.
As an adjustable rate mortgage option, GMAC offers a 5/1 LIBOR ARM that has a mortgage rate of 3.875% with 0.070 points and an APR of 3.916%.
Mortgage interest rates are subject to change, and closing costs depend on the property location and the home loan options. All mortgages are subject to approval and additional conditions will apply.
The mortgage rates and terms listed are based on a home loan of $250,000.00 for a purchase transaction on a single family home valued at $325,000.00 in the state of Illinois.
The mortgage loan process with GMAC can be started easily online at their website or by calling 1.877.941.4622 and speaking with a loan representative.
Before choosing any mortgage loan product, make sure to fully understand the terms and conditions offered.
US Bank Home Mortgage Arkansas Heber Springs
US Bank home mortgage loan officer contact for Mountain Home, Arkansas. US Bank’s mortgage division can assist with a variety of mortgage loan needs through the local loan officer, on the bank website or via the home mortgage toll free number at 888-831-7524.
U.S. Bank National Association provides various banking and financial services in the United States. U.S. Bank home mortgage offers a range of mortgage loans and mortgage services throughout the United States.
In addition to traditional home loan purchases, jumbo home loans and FHA loans, US Bank offers a number of mortgage refinance options such as fixed rate and adjustable rate mortgage refinances, streamline refinancing for current US Bank home mortgage customers and FHA streamline refinance loans.
Brandon Clemons
Mortgage Sales Manager
U.S. Bank Home Mortgage
821 West Main Street
Heber Springs, AR 72543
Office: 501-362-7346
Cell: 501-831-5034
Fax: 501-362-2132
Brandon.clemons@usbank.com
Along with the information that is available from the local loan officer, there is a abundance of information available on the bank website to help consumers make informed choices about the best options regarding home loans mortgage services.
For consumers in the market for a new home or seeking to refinance, you can learn about every step in the mortgage process, from pre-qualifying to closing the mortgage loan from the bank website, the local loan officer or the toll free number for US Bank home mortgage at 888-831-7524.
US Bank Home Mortgage Arkansas Little Rock
US Bank home mortgage loan officer contact for Mountain Home, Arkansas. US Bank home mortgage offers a wide variety of mortgage financing products suited for variety needs. Mortgage applications can be completed with the loan officer listed or online through the US Bank website or through the main toll free number at 888-831-7524.
US Bank home mortgage loan programs include loans for purchases and refinances, FHA loans, jumbo loans and more.
US Bank home mortgage can provide fixed rate loans for terms include 15, 20 and 30 year loans, adjustable rate loans with different fixed rate periods as well as low down payment loans.
For Mountain Home, Arkansas the listed US Bank home mortgage contact is:
Joe Keene
Mortgage Loan Officer
U.S. Bank Home Mortgage
#1 Riverfront Place
Third Floor
Little Rock, AR 72114
Office: 501-688-1370
Pager: 501-714-0240
Fax: 501-370-4390
Joe.w.keene@usbank.com
U.S. Bank is one of the top ten largest banks in the US listed by assets. The parent company of U.S. Bank is US Bancorp. US Bank provides a comprehensive line of banking, brokerage, insurance, investment, mortgage, trust and payment services products to consumers, businesses and institutions
The consumer banking division of US Bank delivers products and services through the retail branch banking offices, telephone servicing and sales, on-line services, direct mail and ATM processing.
Consumer banking includes community banking, in-store banking, small business banking, consumer lending, mortgage banking, consumer finance, workplace banking, student banking and 24-hour banking.
US Bank Home Mortgage Arkansas Mountain Home
US Bank home mortgage loan officer contact for Mountain Home, Arkansas. US Bank has six loan officers listed as contact personnel in the state of Arkansas. Home loan applications with US Bank can be completed with the loan officer or the mortgage loan application can be completed online.
US Bank operates in 24 states and has over 2,851 bank branches. A U.S. Bank Home mortgage consultant can be reached at the US Bank home mortgage phone number 888-831-7524.
The contact information for the US Bank mortgage loan officer in Mountain Home is:
Rhonda Reaves
Mortgage Loan Officer
U.S. Bank Home Mortgage
100 South Main Street
Mountain Home, AR 72653
Office: 870-424-9182
Cell: 870-421-3879
Fax: 870-424-4478
Rhonda.Reaves@usbank.com
US Bank home mortgage loan officers can assist with purchasing a new home, refinancing an existing home loan, first time home buyers and mortgage calculations regarding how much a borrower can afford and monthly mortgage payments.
Mortgage rates for single-family, primary residences can be found on the US Bank website. US Bank home mortgages are available for conforming fixed, ARM loans or adjustable rate mortgages, Jumbo fixed rate mortgages, FHA loans and VA loans.
U.S. Bank is the 6th largest commercial bank in the United States. US Bank provides a wide assortment of bank products and services including home mortgages, home equity loans, personal loans, deposit products and more.
Mortgage Rates and Home Loans at Gate City Bank
For consumer searching for mortgage rates and mortgage loans in North Dakota, one bank mortgage lender to consider is Gate City Bank. Gate City Bank is headquartered in Fargo, ND. The bank offers a variety of consumer loan products including home loans.
Gate City Bank is a mutual bank which means it is owned by its customers. The bank uses the deposit funds held at the bank to serve and invest in the communities in which the bank branches are located. Gate City Bank operates over 30 bank branches in the North Dakota and Minnesota.
Gate City Bank has been offering mortgage loans since 1923, and continues to offer a variety of home loan products. The bank prides itself on good customer service and mortgage loan customers are invited to call should they have any question regarding their loan, payments, taxes, and insurance, for the entire life of their home loan.
With Gate City Bank mortgages the home loans are locally approved, locally financed and locally serviced.
Gate City Bank offers a full range of products, each with different features and advantages. Gate City Bank offers free pre-approval programs, first-time home buyers loans, conventional loans with adjustable rates or fixed rates, VA and FHA loans, new construction loans, construction to permanent loans with one-time loan closing and more.
Current mortgage rates and terms offered by Gate City Bank include:
30 year fixed rate of 5.250% with 0 points and an APR of 5.357%.
20 year fixed rate of 5.125% with 0 points and an APR of 5.268%.
15 year fixed rate of 4.625% with 0 points and an APR of 4.804%.
1 year adjustable rate mortgage has a rate of 3.875% with 0 points and an APR of 2.578%.
3/1 year adjustable rate mortgage has a rate of 4.375% with 0 points and an APR of 3.120%.
Gate City Bank has a promotional offer they are currently running on their website that involves a coupon for $100 off the closing costs on any Gate City Bank mortgage loan. Additional home loan programs, mortgage rates and point options are available.
The interest rates, annual percentage rates (APRs) and points shown are subject to change without notice. Mortgage rates and fees are based on borrowers with an excellent credit history. Mortgage rates and APR’s may vary depending on the borrower’s credit history and other attributes regarding income, employment and collateral. All home loans are subject to bank approval and additional conditions may apply.
The mortgage rates and points are not locked until confirmed by a Gate City Bank mortgage loan officer. For current mortgage rates and terms, a bank loan officer can be reached at 800-423-3344.