SunTrust Mortgage Rates November 10, 2010
SunTrust Mortgage is part of SunTrust Bank which is one of the top ten largest bank mortgage lenders in the nation. When comparing mortgage rates to apply for new home loan or mortgage refinance, a good starting point is to check with the largest bank mortgage lenders. SunTrust Mortgage rates remain competitive among the large bank mortgage lenders.
By doing a little bit of research on current mortgage rates from the top bank mortgage lenders it is easy to get an understanding of what mortgage loans, mortgage rates and costs are currently available in the mortgage market. FindLocalMortgageRates.com allows consumers to research mortgage interest rates from the largest mortgage lenders efficiently to help find the best mortgage interest rates available.
Current SunTrust mortgage rates include the following rates, points and APRs:
30 year fixed rate mortgage is at 4.250% with 1.125 points and an APR of 4.375%.
15 Yr fixed rate mortgage is at 3.625% with 1.875 points and a 3.950% APR.
5/1 adjustable rate mortgage has a rate of 2.875% and 1.25 points and an APR of 3.098%.
The 7/1 ARM is at 3.125% and 1.25 points for a 3.196% APR.
A 30 year FHA fixed rate loan has a mortgage rate of 4.125% and 2.375 points resulting in a 4.882% APR.
The 30 year jumbo loan at SunTrust Mortgage has rate of 5.250% and 1.25 points for a 5.388% APR.
The SunTrust Mortgage rates listed are for a single family, owner occupied home with a 60 day lock with a loan to value ratio of 80% or less. In order to obtain the listed rates, SunTrust mortgage applications have to be submitted online.
Actual mortgage rates may vary from those listed. SunTrust Mortgage rates will vary depending on a wide range of factors, including the borrower’s credit history, the loan amount, geographic location, down payment amount as well as additional loan underwriting factors..
Additional mortgage rates and point options are available from SunTrust Mortgage. The SunTrust Mortgage rates are subject to change, SunTrust Mortgage rates can change daily or in volatile markets even on an intraday basis
SunTrust Mortgage offers fixed and adjustable rate mortgages for conforming loan amounts and jumbo loans as well as FHA loans and VA home loans, loans for first time home buyers, home loans for refinances and more.
SunTrust Bank is one of the top ten largest banks in the U.S. The bank operates over 1,600 retail bank branches and 2,900 ATMs. Bank branches are located primarily in Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee, Virginia, and the District of Columbia.
To apply for a new mortgage loan or discuss current SunTrust Mortgage rates at SunTrust Mortgage, a mortgage customer service representative can be reached at 1-800-634-7928.
Compass Bank Mortgage Rates September 14, 2010
BBVA Compass offers mortgage loans with competitive mortgage rates on a variety of home loan products. BBVA Compass is headquartered in Birmingham, Alabama and operates more than 720 bank branches in seven states. BBVA Compass mortgage originates mortgage loans throughout Texas, Alabama, Arizona, California, Florida, Colorado and New Mexico.
Compass Bank mortgage rates are based on the geographic location of the property and the borrower. However, the mortgage rates offered by BBVA Compass Bank are often very similar within the states are served by the bank.
Compass Bank mortgage rates in Alabama include the 30 year fixed rate mortgage which has an interest rate of 4.25% with 1.0 point and an APR 4.365% as well as a 15 year fixed rate loan which has interest rate of 3.75% and 1.0 point for a 3.95% APR.
Compass Bank mortgage rates in Arizona are the same rates with the 30 year fixed rate mortgage at 4.25% with 1.0 point and an APR 4.365% and the 15 year at 3.75% and 1.0 point for a 3.95% APR.
Colorado mortgage rates are also equivalent to the other state mortgage rates as are the Compass Bank mortgage rates in California, New Mexico mortgage rates, Florida mortgage rates and Texas mortgage rates that are offered by the bank
Compass Bank mortgage allows new home buyers to apply for a mortgage before choosing the home to purchase. This allows the borrower to be prequalified and determine if they can be approved for a specific loan amount or loan program.
BBVA Compass has capitalized on their recent bank branch expansion and their strong capital position to offer a plethora of mortgage products. BBVA Compass Bank offers fixed and adjustable rate mortgages for conforming loan amounts and jumbo loans as well as FHA loans and VA home loans, loans for first time home buyers, home loans for refinances and more.
BBVA Compass is a subsidiary of Compass Bancshares, Inc., a wholly owned subsidiary of BBVA. BBVA is one of the largest financial services companies in the world with more than $785 billion in total assets, 48 million clients and 7,600 branches.
To apply for a new mortgage loan or discuss current mortgage rates at Compass Bank, a bank customer service representative can be reached at 888-853-6346.
FHA Mortgage Rates July 15, 2010
FHA mortgage rates along with conventional mortgage rates remain at historic lows. According to the most recent survey of FHA mortgage rates performed by Findlocalmortgagerates.com, the average 30 year fixed rate FHA home loan remained in neutral. The average FHA mortgage rate from the top five bank mortgage lenders fell by a slim margin but was countered by a small increase in the average pints charged.
The average rate on a 30 year fixed rate FHA home loan dropped down to a rate of 4.625%, down from the prior week’s average rate of 4.65%. The average points charged came in at 0.65 points, an increase from last week’s average points of .625.
FHA loans offer a number of benefits in today’s mortgage market. FHA loans offer fixed rates, lower down payments and more liberal underwriting guidelines compared to conforming mortgage loans. FHA mortgages have also become very competitively priced compared to conforming mortgage loans.
Potential mortgage loan borrowers may benefit firm the loan guidelines and current rate available on FHA Loans whether they are first time home buyers, stepping up to buy another home or seeking a mortgage refinance to lower their mortgage interest rate.
The top five bank mortgage lenders in the FHA mortgage rate survey performed by Findlocalmortgagerates.com include; Bank of America Home Loans, Wells Fargo Home Loans, US Bank, SunTrust Mortgage and HSBC Mortgage.
The results of the survey including the individual bank FHA mortgage rates, points and APR’s are listed below.
The Bank of America 30 year FHA mortgage rate is 4.625% with 1.25 points and an APR of 4.770%.
Wells Fargo FHA mortgage rate on a 30 year loan is 4.625% and 1.0 point and a 5.364% APR.
US Bank 30 year FHA mortgage is 4.750% with zero points and a 5.271% APR.
SunTrust FHA mortgage rate on a 30 year term is 4.375% with 1.375 points and a 4.936% APR.
HSBC Mortgage FHA mortgage rate is 4.750% with no points and an APR of 4.931%.
FHA mortgage rates and points listed are for owner occupied single family properties with a loan amount of $200,000.00. Mortgage loan programs, mortgage rates, terms and conditions are subject to change without notice. All home loans require bank approval, additional conditions and some restrictions may apply.
The bank FHA mortgage lenders listed offer a variety of mortgage loan options and mortgage loan programs. For additional information on the FHA mortgage rates and bank mortgage lenders listed:
Bank of America 800-586-9861
Wells Fargo Home Loans 877-937-9357
US Bank 888-831-7524
SunTrust Mortgage 800-634-7928
HSBC Mortgage 800-975-4722