NC Bank Mortgage Lenders
When you start to look for a next home or refinance and existing loan in North Carolina a key step is to compare North Carolina mortgage lenders and North Carolina mortgage rates.
No matter what the home loan situation, the right mortgage solution starts with local mortgage lenders and North Carolina has an abundance of large bank mortgage lenders.
The NC mortgage lenders listed not only provide conventional, fixed, or adjustable rate (ARM) mortgages but most also offer FHA Insured mortgage loans and VA loans in North Carolina.
Use the contact list of the top bank mortgage lenders in North Carolina to learn about the types of mortgages available to before applying for a new loan or even before the start of house hunting. The home loan chosen will directly affect how much house a borrower can afford and the amount of their monthly payments.
While most of the news coming from the housing sector has been negative, mortgage rates in NC have continued to drift lower making home loans much more affordable and refinancing existing loans a viable financial option to save money.
The top ten bank mortgage lenders based in NC listed by total assets include:
Bank of America, the second largest bank in the nation is the largest bank mortgage lender in North Carolina. Bank of America has a lot of bank branches, over 5,900 retail banking offices across the U.S. Bank of America mortgage department can be reached at 888-233-4124.
Branch Banking and Trust Company or BB&T Bank is the 10th largest bank in the nation and the second largest NC based bank mortgage lender. BB&T Bank has 1,800 banking centers in the Carolinas, Virginia, West Virginia, Kentucky, Georgia, Tennessee, Maryland, Florida, Alabama, Indiana, Texas and Washington, D.C. BB&T Bank can be reached at 800-226-5228.
RBC Bank also calls NC home and is the among the top 50 largest bank mortgage lenders in the US and the third largest in NC. RBC Bank has over 420 bank branches serving North Carolina, South Carolina, Virginia, Georgia, Florida and Alabama. An RBC Bank loan officer can be reached at 800-789-1108.
First-Citizens Bank & Trust Company is the fourth largest bank in NC. First-Citizens Bank & Trust has 370 bank branches in North Carolina, Virginia, West Virginia, Tennessee, Maryland, California and Washington. The main customer service number for the bank is 888-323-4732.
First Bank, based in Troy, NC is the fifth largest bank mortgage lender in The Tar Heel State. First Bank operates in NC, SC and Virginia. The bank has over 90 bank branches. First Bank can be reached at 866-792-4357.
Yadkin Valley Bank and Trust Company is the sixth largest NC bank mortgage lender. Yadkin Valley Bank and Trust Company encompasses five community banks, Piedmont Bank, High Country Bank, American Community Bank and Cardinal State Bank and has 42 branch branches in NC. Yadkin Valley Bank can be reached at 336-526-6382.
Communityone Bank is based in Asheboro, NC and is the seventh largest bank. FNB United Corp. is the bank holding company for Communityone Bank and the bank’s subsidiary, Dover Mortgage Company. Communityone Bank operates 45 bank offices throughout central, southern and western North Carolina.
The number 8 bank lender is NewBridge Bank. NewBridge Bank has 40 bank branch locations in the Piedmont Triad of North Carolina, the Wilmington, NC area and the area surrounding Harrisonburg, VA. NewBridge Bank is available at 800-991-4243.
Capital Bank headquartered in Raleigh is the ninth bank mortgage lender. Capital Bank has 32 bank branch offices in ten counties throughout North Carolina. The bank customer service number is 800-308-3971.
Southern Community Bank and Trust is the tenth biggest bank mortgage lender in NC. Southern Community Bank and Trust is headquartered in Winston-Salem, North Carolina. Southern Community Bank and Trust is a community bank with 22 bank offices throughout North Carolina. Southern Community Bank and Trust can be reached at 888-768-2666.
MA Mortgage Rates July 6, 2010
Obtaining the best mortgage and best mortgage rate in MA from local mortgage lenders can be simplified by comparing the mortgage rates in Massachusetts from the top bank mortgage lenders across the nations with the top local bank mortgage lenders.
Findlocalmortgagerates.com has surveyed the mortgage rates from two of the largest banks based in Massachusetts as well as two of the largest banks in the U.S. The MA bank mortgage lenders in the survey includes Rockland Trust Company which is the third largest Massachusetts based bank and Middlesex Savings Bank the fourth largest Massachusetts based bank. The biggest national bank mortgage lenders in the survey are Chase Bank and Wells Fargo.
Potential home loan borrowers in the Bay State can compare different loans by the annual percentage rate as well as the stated rate to find the best mortgage loan to meet their needs. Some Massachusetts mortgage lenders will offer loans with a low stated rate, but charge more upfront costs that will then be reflected in the APR. The mortgage loan APR includes most closing costs including origination points and fees and allows the mortgage shopper to compare these different mortgage loans offers.
Middlesex Savings Bank offers a 30 year fixed rate home loan in MA with a mortgage rate of 4.625% with no points and a 4.67% APR. Middlesex Savings Bank offers the 15 year mortgage at 4.50% and zero points for a 4.54% APR. A 30 year jumbo mortgage in MA from Middlesex Savings Bank is at 5.99% and no points for an APR of 6.02%.
Rockland Trust Company promotes the 30 year mortgage in MA with a rate of 4.25% and 1.0 point for an APR of 4.390%. The 15 year fixed rate home loan from Rockland is at 3.75% with 1.5 points and a 4.06% APR. Rockland offers a 20 year jumbo loan in Massachusetts with a mortgage rate of 4.99% and .50 points and a 5.10% APR.
Chase Bank mortgage rates in Massachusetts includes a 30 year fixed rate home loan with a rate of 5.125% and no points and an APR of 5.18%, a 15 year fixed with a mortgage rate of 4.50% with .25 points and a 4.63% APR as well as a jumbo mortgage rate in MA at 5.625% and .125 points resulting in a 5.665% APR.
Wells Fargo mortgage rates in MA include the 30 year with a rate of 4.50% and 1.0 point and a 4.686% APR, a 15 year fixed rate mortgage at 3.875% and 1.0 point with a 4.195% APR and a 30 year jumbo mortgage rate in MA from Wells Fargo is at 5.50% and 1.0 point for a 5.643% APR.
The annual percentage rates (APR) shown here assume a 20% down payment on a single family, owner occupied property. All mortgage interest rates, APRs, and points are subject to bank approval and may change without notice.
The mortgage rates in MA posted are accurate as of this publication date but may vary depending on specific attributes of an individual loan request. For current MA mortgage rates and additional loan information potential borrowers should speak directly with a bank loan officer.
Middlesex Savings Bank has 31 bank branches and 5 business-lending centers in Massachusetts and can be reached at 877-672-7654.
Rockland Trust Company has 70 bank branches, 10 commercial lending centers, four mortgage banking centers, and three investment management offices located in Massachusetts and can be reaches at 800-222-2299.
Chase Bank mortgage department is at 1-800-873-6577.
Wells Fargo mortgage representatives can be reached at 877-937-9357.