Mortgage Rates in Florida with EverBank
EverBank offers a number of options for home financing. The bank offers fixed rate home loans and adjustable rate home loans with competitive mortgage rates in Florida and other states.
The fixed rate mortgage loan options have varying terms and all of the fixed rate loans provide the borrower with a fixed monthly payment that will not change during the term of the mortgage loan. Many borrowers have chosen fixed rate mortgages due to their constant monthly payment but they are also the number one home loan chosen when mortgage interest rates are low.
The adjustable rate mortgages offered by EverBank offer a lower initial monthly mortgage payment and mortgage rate to fit the financial needs of borrowers who willing to accept the risk of rising rates and mortgage payments for a reduced payment initially.
Current Florida mortgage rates and loan terms offered by EverBank include:
30 year fixed rate home loan has a mortgage rate of 4.75% and an APR of 4.89%.
A fixed rate home loan on a 15 year terms has a mortgage rate of 4.125% and APR of 4.348%.
The bank offers an adjustable rate mortgage that has a mortgage rate fixed for the first five years that has a rate of 3.500% and a 3.385% APR. This is mortgage loan that has a variable rate and the monthly paymenst and interest rate may change.
Mortgage loans are available for purchases as well as refinancing existing home loans.
Mortgage rates as current as of March 9, 2010 but rates are subject to change and are not guaranteed. Florida mortgage rates and APRs are based on a single family home that is owner occupied and has a minimum 20% down payment. All mortgage loans are subject to bank approval and underwriting standards. Other restrictions and limitations on the loans listed may apply.
For more information on current mortgage rates in Florida or any other state that EverBank makes home loans or to start the mortgage application process, a mortgage representative from EverBank can be reached at 877-436-4381.
EverBank Financial Corp is a private financial services holding company headquartered in Jacksonville, Florida. EverBank operates nationally and handles consumer direct banking and lending across the U.S. The Community Banking division of EverBank serves banking customers in the Northeast Florida retail market, offering commercial and retail banking and lending products.
Mortgage Rates in Ohio with Huntington Bank Mortgage
Huntington Bank mortgage offers a variety of banking products and services in Ohio including mortgage loans and competitive mortgage rates.
Huntington bank offers a wide range of mortgage loan programs and interest rates in Ohio for both purchases and existing home loan refinances. The mortgage loan refinance options include refinances to obtain additional cash out on a primary home or to take advantage of a lower mortgage rate or change the term or type of home loan such as 30 year loan to a 15 year or a fixed rate home loan to an adjustable rate mortgage.
Mortgage loans offered by the bank include a wide choice of fixed rate mortgage products ranging from 10 year to 30 year terms, adjustable rate loans, balloon loans, jumbo loans, construction loans, VA and FHA loans.
Current Ohio mortgage rates offered by Huntington Bank include the following terms and rates:
30 year fixed rate mortgage has an Ohio mortgage rate of 4.750% with 0.625 discount points and an APR of 5.069%.
A 15 year fixed rate mortgage has an Ohio mortgage rate of 4.125% with 0.375 discount points and an APR of 4.616%.
The Huntington Bank 3/1 adjustable rate mortgage has a mortgage rate of 4.000% with 0.0 discount points and an APR of 3.567%. The loan rate for this mortgage product is normally lower than fixed rates however the mortgage interest rates will change at predetermined intervals based upon an index.
The bank’s 7 year balloon loan has a mortgage rate in Ohio of 4.500% and 0.125 points and a 5.052% APR.
The balloon loans are often loans that are considered by borrowers who plan to live in their home for a shorter period of time and want the benefits of a fixed monthly payment. The balloon mortgage loan rate is generally lower than the rates found on either 30 year fixed rate loan or a 15 year fixed rate loan.
Huntington’s mortgage division offers several different mortgage products and mortgage rates in Ohio other than those listed. The FHA loans and the VA loans offered by the bank come with a wide range of mortgage loan options, including fixed rate mortgages and ARMs.
The Ohio mortgage rates and annual percentage rates (APRs) listed are based on a $120,000 loan amount on a single family owner occupied home, with a minimum 20% down payment, excellent credit a rate lock period of 30 days.
All mortgage loans in Ohio are subject to bank and credit approval. Ohio mortgage rates listed are current as of this publication but are subject to change at any time.
For individuals looking to buy or refinance a home in Ohio, current mortgage rates and additional home loan information can be obtain from Huntington Bank at 1-800-562-6871.
Mortgage Rates and Mortgage Brokers
To understand the function of a mortgage broker, a key component of understanding how they operate is to understand how the mortgage broker sets their mortgage rates.
A mortgage broker is predominantly a credit facilitator. Their job is to obtain the customer, which is the home loan borrower, process the loan request which entails verifying the borrowers employment as well as their assets and credit, submit the loan to a wholesale lender and upon loan approval, coordinate the loan closing.
Mortgage brokers may offer the lowest mortgage rates in the local market or they be the highest or just somewhere in between. Since mortgage broker is technically a facilitator of credit, the mortgage loan is funded by a wholesale mortgage lender or bank. Mortgage wholesale lenders fund the loans for the broker and provide the price at which they will fund the loans.
During the peak boom in mortgage originations, most all of the major banks in the U.S. engaged in wholesale mortgage lending or obtaining mortgage loans from brokers. Citibank, Wells Fargo, Bank of America, US Bank, National City Bank, Chase Bank and HSBC all had wholesale lending divisions which acquired home loans from brokers.
The mortgage rate and any discount points determine the price the wholesale lender will pay for the loan. The mortgage broker makes their money on any extra fees and the increase in rate or points over that paid by the wholesale lender. As an example, if the wholesale lender offers to pay the mortgage broker a mortgage rate of 5.25% and 1 point for a standard $200,000.00 mortgage loan and the broker in turn offers the customer a mortgage rate of 5.25% and 2 points, the mortgage broker makes the 1 point. 1 point represents 1% of the loan amount. The broker could offer the customer 5.75% and 1 point and make their income based on the difference between the 5.25% and 5.75%, as well.
When the amount of money the mortgage broker makes is based upon the difference between the wholesale mortgage rate and the rate to the borrower, this difference is referred to as a yield spread premium.
The mortgage rates established by the mortgage lender will be influenced by the type of loan, the size of the loan and how long the loan is locked for. Different loan types such as adjustable rate mortgages or FHA mortgages have different rates. Since most of the income derived form mortgage originating is based on a percentage of the loan amount, it is not uncommon to see minor difference sin rates base on loan size. And finally, longer loan lock costs more money since the mortgage lender has to honor that rate regardless of what happens to interest rates and mortgage rates in the market during the time of the loan lock and loan closing.
As a real life example of how this functions, the following is a rate from a wholesale mortgage lender in the U.S that funds loans for mortgage brokers and also engages in retail mortgages or loan that are direct to the consumer. The mortgage lender’s name will not be mentioned.
For a 30 year loan, this mortgage lender offers brokers a mortgage rate of 5.00% on a 30 day loan lock at a price of 101.509. This price means the mortgage broker that delivers to the lender on that 30 day lock at 5.00% will be paid 1.509% of the loan amount as a fee or yield spread premium.
That same wholesale lender offers a mortgage rate of 4.625% on 30 day lock at price of 99.253. This means the mortgage lender needs to be paid .747 points to obtain that rate. This can be accomplished if the mortgage broker closed the loan with the borrower at a rate of 4.625% and 2 points. 0.747 points would go the wholesale lender and 1.253 points would be kept by the mortgage broker. This kind of pricing is similar to bond pricing, in which 100 represents the par rate, over 100 is a premium and under 100 is a discount where each point represents 1% of the loan amount.
The longer the loan lock the higher the cost of the home loans. In this example, that same mortgage lender offers the 5.00% rate at 101.022 for a 6o day lock. Since it costs more for a longer lock, the broker makes 1.509% on the 30 day lock and only 1.022% on the 60 day lock. It is a fair assumption that shorter lock makes more money. In this case, the mortgage lender in fact offers a price of 101.696 on a 15 day lock, which is a slightly higher fee for the mortgage broker than the 30 day lock.
Here is what the rate sheet would like to the mortgage broker with the mortgage rate, lock period and price paid:
Rate 15 Day Lock 30 Day Lock 45 Day Lock 60 Day Lock
4.625 99.455 99.253 99.005 98.765
4.750 100.450 100.253 100.000 99.764
4.875 101.188 100.997 100.738 100.509
4.990 101.530 101.343 101.080 100.856
5.000 101.696 101.509 101.246 101.022
5.125 102.122 101.940 101.672 101.453
5.250 103.119 102.943 102.669 102.456
5.375 103.798 103.628 103.348 103.141
Now, to make this fun. Since this example involves a mortgage lender that offers retail services, we can compare the current mortgage rate offered on their website to any old home borrower to those rates they offer mortgage brokers. ( the wholesale rate sheet is not available to consumers and therefore this comparison is available for those in the mortgage business that have access to wholesale mortgage lender rate sheets )
On the mortgage lenders website, this bank is currently offering a 30 year fixed rate loan on a 30 day lock with a mortgage rate of 4.875% and 0.488 points. The same loan can be had at a rate of 4.750% and 1.323 points or 4.990% and 0.142 points per the website on a home loan in Illinois for $200,000.00.
It has been some months since we have reviewed the mortgage broker / retail lender pricing and I must say that the rates to the mortgage brokers look fairly aggressive. If I apply for a mortgage loan with this lender, the 4.99% rate will cost me 0.142 points and whatever other closing costs they have at closing, the mortgage broker can offer a 4.99% rate to me as well and get paid 1.343 points from the lender and make another 0.142 points if they charged the same points that the retail division of that lender charges. That is a total of 1.485 points on the home loan. If the loan amount is $200,000.00 that equates to a payment to the mortgage broker of $2,970.00. Not bad income for originating one loan. Of course, the mortgage broker will have cost for processing the borrowers loan request as well as fixed costs and marketing costs to finds the customers.
Current Mortgage Rates in Florida with TD Bank
TD Bank offers a wide range of financial products and services including home mortgages. TD Bank operates in 12 states and the District of Columbia and offers mortgage loans for purchases and refinances in those markets.
TD Bank offers competitive mortgage rates in Florida. None of the home loan programs offered by TD Bank in Florida have penalties for early payoff or prepayments. With a TD Bank mortgage in Florida, borrowers can pay off their mortgage any time with no additional charges.
Home loans with TD Bank and other mortgage lenders will often involve a variety of fees, such as the appraisal fee, title charges, closing fees, as well as state or local taxes. These fees vary from state to state but TD Bank offers a program on mortgages for purchases in Florida called the Hassle-Free Mortgage Guarantee. The Hassle-Free Mortgage Guarantee includes a commitment for same day loan decision or receive a $500.00 refund, guaranteed closing costs or a $500.00 refund and guaranteed on time closing or a $500.00 refund.
The home loan guarantee does not apply to pre-approval, refinances and the bank’s home equity loans. The amount of the guaranteed closing costs is based on the Good Faith Estimate provided by TD Bank. The same day loan decision and on-time closing guarantees are conditional on the bank receiving the required information and documents. Other conditions apply to this offer.
Current Florida mortgage rates and loans offered by TD Bank include:
30 year fixed rate loan has a mortgage rate of 5.125% with no pints and an APR of 5.150%.
The 30 year fixed with 1.0 discount point has a mortgage rate of 4.875% and an APR of 4.988%.
A 15 year fixed rate mortgage has a mortgage rate of 4.375% with no points and a 4.418% APR
The 15 year fixed home loan with 1.0 discount point has a mortgage rate of 4.125% and an APR of 4.317%.
TD Bank also offers a one year adjustable rate mortgage that has a mortgage rate of 2.875% and no points with an APR of 3.128%.
The mortgage interest rates offered in Florida, the annual percentage rates and discount points listed are subject to bank approval and may change without notice. Florida mortgage rates are based on a mortgage loan for an owner occupied, single family home with a 20% or larger down payment. All loans are subject to bank credit, income and asset approval.
TD Bank is one of the 15 largest commercial banks in the United States. TD Bank provides customers with a full range of financial products and services at more than 1,000 bank branch locations predominantly on the east coast from Maine to Florida. Florida mortgage loan applications can be completed with the bank at one of the bank branch locations or online.
Freddie Mac Finally Stops Buying Interest Only Mortgages
Freddie Mac announced, with little fanfare, that it will stop buying and securing mortgage loans that are based on interest only payments. Freddie Mac is the second largest purchaser of home mortgages in the U.S. behind only Fannie Mae. The press release provide by Freddie Mac announced that on or about September 1, 2010, the company will cease purchasing and securitizing interest only mortgages, including Freddie Mac Initial Interest fixed-rate and adjustable-rate mortgages.
Interest only mortgages became popular near the top of the housing boom, allowing buyers to purchase a larger home based on a lower mortgage payment provided by the interest only loan feature. Interest only mortgage loans offered the borrowers the ability to make monthly payments that were only the interest portion of the debt and paid off none of the principal balance.
The interest only option would be for a specified period after which time the loan would require interest and principal payments to retire the debt in full. The interest only period frequently ran from five to ten years and then principal and interest payments would be scheduled on a fully amortizing basis for the remainder of the mortgage term.
Interest only options were available on both fixed rate mortgages and adjustable rate mortgages. These loans allowed homeowners to make purchases during the period when homes were becoming less affordable. The rational for these home loans is certainly suspect, the borrower is eventually going to be confronted with a larger more mortgage payment once the interest only period expires and for both the mortgage lender and home owner, there is no increase in equity during the interest only period unless housing prices continue to ratchet up. The end result, these types of mortgage loans ended up performing worse than conventional, fully amortizing fixed rate loans.
Fewer of these home loan have been produced in the past months since underwriting standards have become stricter. Borrowers need to qualify for the loan based on a fully amortizing payment instead of just the interest only payment and they often require a larger down payment.
These changes may not put an end to these type of home loans forever but there are certainly fewer banks that make loans that do meet the qualifications established by Fannie Mae and Freddie Mac. It is not likely that very many banks will be willing to take the risk of originating these loans without the security of Freddie Mac purchasing or securitizing the loans and leaving the possibly the bank will get stuck with a greater number of non-performing loans.
Mortgage Rates from Webster Bank February 15, 2010
Webster Bank is a Connecticut based bank that offers mortgages in all 50 states. Webster Bank not only offers a variety of mortgage loans with competitive mortgage rates but also provides traditional consumer banking, business banking, mortgage banking, insurance, financial planning, trust and investment services with a network of over 180 bank branch locations in four states.
Webster Bank offers a comprehensive selection of home loan products from FHA loans to new construction financing.
Webster Bank offers standard fixed rate mortgages on a variety of programs for both conventional and jumbo loans. The bank offers adjustable rate mortgages for borrowers who may be looking for a lower initial rate to help qualify for a larger loan. Webster Bank also offers competitive fixed and adjustable rates on jumbo home loans.
Government loan programs available through Webster Bank include FHA loans, VA loans and Connecticut Housing Finance Authority loans. Webster Bank FHA loans offers low interest rates combined with low down payment requirements.
The bank’s construction lending options provide one consolidated loan for land and new construction, so there is only one loan closing. Construction loans are available for stick-build, modular, or pre-fabricated homes. Mortgage loans for new construction are available with various interest rate options, including fixed rate and interest-only programs.
A sample of current mortgage rates offered by Webster Bank includes the following terms:
A 15 year fixed rate mortgage has a mortgage rate of 4.250% with no points and an APR of 4.363%.
A 30 year fixed rate mortgage has a mortgage rate of 4.875% with no pints and an APR of 4.942%.
A 5/1 adjustable rate mortgage has a rate of 4.000% with no pints and a 3.328% APR.
For shorter fixed period, the bank offers a 3/1 adjustable rate mortgage with a rate of 4.875% with no pints and a 3.152% APR.
Mortgage rates are subject to change. The mortgage rates posted are current as of February 15, 2010; actual rates may vary based on credit qualifications, loan amount, down payment, term and property location. All home loans are subject to credit approval and the bank approval process.
Mortgage loans are available in all states some restrictions may apply. For current mortgage rates or to speak with a Webster Bank mortgage loan representative about their home loan products, call 1.888.681.7788.
Mortgage Loans and Earnest Money Deposits
Once an interested home buyer wants to make an offer on a property, along with a contract to make the offer, the buyer will make an earnest money deposit to go with the offer.
The earnest money deposit is a good faith deposit to indicate that the buyer is serious about the offer and their intentions to consummate a transaction. The earnest money deposit is not to be confused with a down payment. The mortgage loan approval is not dependent or related to the earnest money deposit.
This deposit money is given to the real estate agent, attorney or seller at the time of the offer and if the seller accepts the offer, the earnest money is held in escrow until closing. If the earnest money is documented properly, it will generally be applied to the down payment or the buyer’s portion of the closing costs when the purchase goes forward.
If the purchase offer for the home is rejected, the earnest money is usually returned, since there is no legal contract between the buyer and seller. If the buyer withdraws the offer or does not fulfill the contract terms after the contract is properly executed by buyer and seller, the earnest money may be forfeited.
The amount of the earnest money deposit varies significantly depending on factors such as local practices in the specific market area, the price of the home, and the supply and demand for homes at that time of contract negotiations.
It is, of course, generally in the seller’s best interest to see a large earnest money deposit. With the larger deposit, the seller is in general more convinced to accept the purchase offer. This is a strategy that is more likely to be utilized in high demand markets where homes are selling at a brisk pace. In other markets, earnest money deposits of $500.00 or $1,000.00 are quite acceptable.
Understanding the market is the principal guideline for determining the amount of the deposit. Real estate professionals will all have opinions on what is a satisfactory amount, but unless the housing market has a strong demand and low supply, a lower earnest money deposit is not likely to dissuade a seller.
The buyer should have a contingency to inspect the property and withdraw the offer within a certain time frame written into the contract, with this in mind; it is in the buyer’s interest to make the smallest amount of earnest money possible. If the buyer cannot obtain a mortgage within a certain time frame, for example, the earnest money will be returned in full if the offer stated such a contingency.
To avoid any complications with a mortgage lender about the earnest money deposit and subsequent credit at the time of the mortgage loan closing, copy the check before submitting it with the contract and then copy the front and back once it clears the bank. The mortgage lender will then have ample proof that the funds deposited were the buyers and have already cleared the bank and the buyer will get a full credit for those funds as they may be applied to the down payment or mortgage closing costs at the time of settlement.
GMAC Mortgage Rates February 7, 2010
GMAC Mortgage Corporation is among the largest residential mortgage servicers and originators in the U.S. GMAC Mortgage originates first and second residential mortgage loans. Mortgage loans offered by GMAC Mortgage encompass a wide assortment of mortgage loan programs and options for both home purchases and refinances.
GMAC Mortgage is an indirect wholly owned subsidiary of GMAC LLC which includes several financial services companies including Ally Bank, Capmark Financial Group, GMAC Mortgage Subservicing and Ditech Funding.
With GMAC Mortgage, prospective home loan borrowers have several mortgage products to choose from depending on their personal financial situation. GMAC Mortgage traditional mortgage products include fixed rate mortgages, adjustable rate mortgages and FHA loans. All loans come with competitive rates and some of the loans offered include flexible down payment options.
Current mortgage rates and terms offered by GMAC mortgage include the following:
A 30 year fixed rate loan that has a mortgage rate of 5.125% with 0.195 points and an APR of 5.180%.
For buyers that would like a lower a mortgage rate and are willing to pay slightly higher closing costs, GMAC mortgage offers a 30 year fixed rate loan with a mortgage rate of 4.625% and 2.570 points and an APR of 4.888%.
15 year fixed rate loan has a mortgage rate of 4.375% with 0.320 points and an APR of 4.487%.
As an adjustable rate mortgage option, GMAC offers a 5/1 LIBOR ARM that has a mortgage rate of 3.875% with 0.070 points and an APR of 3.916%.
Mortgage interest rates are subject to change, and closing costs depend on the property location and the home loan options. All mortgages are subject to approval and additional conditions will apply.
The mortgage rates and terms listed are based on a home loan of $250,000.00 for a purchase transaction on a single family home valued at $325,000.00 in the state of Illinois.
The mortgage loan process with GMAC can be started easily online at their website or by calling 1.877.941.4622 and speaking with a loan representative.
Before choosing any mortgage loan product, make sure to fully understand the terms and conditions offered.
Mortgage Clauses and Covenants
When a home loan borrower closes on a new mortgage loan, included in the documents that have to be executed is the mortgage document. The mortgage is the security instrument that pledges the property as collateral for the loan. The mortgage secures your promise that the money borrowed will be repaid.
The terms mortgage and loan are often used interchangeably. But, to be precise the mortgage is actually a lien on the property which secures the loan. The terms of the loan such as the mortgage rate, term and monthly payment are set out on the note not the mortgage. Conditions of default and the terms regarding the security of the property are established in the mortgage document.
The mortgage will include various clauses and terms that protect the mortgage lender as well as the home loan borrower. Examples of the various clauses and covenants that may be included in a mortgage or deed of trust may include:
The mortgage is dated and contains the names of mortgagor and mortgagee. If the deed of trust from is used, the borrowers name appears, identified as trustor, grantor, or mortgagor. The name of the trustee or grantee and the name of the mortgage lender, who is both the trust beneficiary and the note holder also appear.
The note executed by the borrower is reproduced in the mortgage or deed of trust. The note includes an acceleration clause allowing the mortgage lender to declare the entire home loan balance remaining immediately due and payable if the borrower is in default.
The note may provide that the borrower is permitted to pay off the loan any time prior expiration of the full mortgage term without incurring a financial penalty for the early payoff, or it may provide for a penalty to be imposed on the borrower (prepayment penalty) if the debt is satisfied prior to expiration of the full term. FHA, VA and conforming fixed rate loans do not have a prepayment penalties.
The mortgage requires the borrower to pay all real property taxes and assessments on a timely basis, keep the building in a proper state of repair and preservation, and protect the building against loss by fire or other casualty by an insurance policy written in an amount at least 80 percent of the value of the structures. Many mortgage lenders may also require insurance for 100 percent of the loan value minus the lot value.
The mortgage contains a defeasance clause giving the borrower the right to defeat and remove the lien by paying the loan indebtedness in full.
The mortgage provides the right of foreclosure to the mortgage lender if the borrower fails to make payments as scheduled or fails to fulfill other obligations as set forth in the mortgage.
In the deed of trust form, a clause gives the mortgage lender irrevocable power to appoint a substitute trustee or trustees without notice and without specifying any reason, by recording and instrument of appointment on the public record where the deed of trust is recorded.
In both the mortgage form and the deed of trust form, a covenant always specifies that the mortgagor has a good and marketable title to the property pledged to secure payment of the note.
The mortgage or deed of trust may contain an alienation or due on sale clause entitling the lender to declare the principal balance immediately due and payable if the borrower sells the property during the mortgage term and making the mortgage unassumable without the mortgage lenders permission. Permission to assume the mortgage at a mortgage rate prevailing at the time of assumption can be given at the mortgage lenders discretion. The alienation clause may provide for release of the original borrowers from liability if an assumption is permitted. This release is sometimes referred to as a novation.
The mortgage or deed of trust always provides for execution by the borrower. The mortgage or deed of trust provides for acknowledgment by the borrower to make the document eligible for recording on the public record for the mortgage lenders protection.
Regions Mortgage Locations Tennessee
Regions Mortgage is part of Regions Financial Corporation which is a financial holding company that operates throughout the South, Midwest and Texas. Regions mortgage provides traditional commercial, retail and mortgage banking services to its customers. Regions mortgage has over 600 loan originators in 16 states. Regions Bank operates approximately 1,900 banking offices and 2,300 ATMs.
Regions Mortgage has a number of mortgage locations in Tennessee. Regions Mortgage representative can assist prospective home loan borrowers on purchases and refinances. They can provide assistance to help select the best mortgage rate or the best mortgage loan program whether that loan is a fixed rate loan, adjustable rate mortgage, FHA loan or a jumbo home loan.
Regions Mortgage locations:
Regions Mortgage
1206 Murfreesboro Road
Franklin, TN 37064
615-748-2306 - Phone
615-748-2929 - Fax
Regions Mortgage
1600 Division St
Nashville, TN 37203
615-748-2154 - Phone
615-748-2155 - Fax
Regions Mortgage
7744 Poplar Avenue
Germantown, TN 38138
901-756-2646 - Phone
901-756-2644 - Fax
Regions Mortgage
800 25th Street
Cleveland, TN 37311
423-339-4644 - Phone
423-339-4655 - Fax
Regions Mortgage
805 Memorial Boulevard
Murfreesboro, TN 37122
615-758-1604 - Phone
615-758-1621 - Fax
Regions Mortgage
315 Deadrick Street
Nashville, TN 37237
615-748-2983 - Phone
615-736-6761 - Fax
Regions Mortgage
2052 South Main
Milan, TN 38358
731-686-2900 - Phone
731-686-2923 - Fax
Regions Mortgage
40 Burton Hills Blvd
Nashville, TN 37215
615-748-2825 - Phone
615-748-2823 - Fax
Regions Mortgage
11400 Parkside Drive
Farragut, TN 37934
865-540-5507 - Fax
Regions Mortgage
208 Sunset Drive, Suite 204
Johnson City, TN 37601
423-282-7691 - Phone
423-282-7696 - Fax
Regions Mortgage
100 E. Vine Street, #300
Murfreesboro, TN 37130
615-904-2818 - Phone
615-904-2808 - Fax
Regions Mortgage
610 North Garden Street
Columbia, TN 38401
931-380-5070 - Phone
931-380-5005 - Fax
Regions Mortgage
423 North Parkway
Jackson, TN 38305
731-661-6822 - Phone
731-661-6880 - Fax
Regions Mortgage
1100 Ridgeway Loop, Suite 100
Memphis, TN 38120
901-821-8801 - Phone
901-821-8802 - Fax
Regions Mortgage
810 Crescent Centre Drive-Suite 300
Franklin, TN 37067
615-309-7370 – Phone
Regions Mortgage
6200 Poplar Avenue
Memphis, TN 38119
901-580-5492 - Phone
901-580-5390 - Fax
Regions Mortgage
112 Long Hollow Pike
Goodlettsville, TN 37072
615-851-5295 - Phone
615-851-5232 - Fax
Regions Mortgage
10245 Kinston Pike, 2nd Fl
Knoxville, TN 37922
865-521-5220 - Phone
865-521-5227 - Fax
Regions Mortgage
3572 Tom Austin Hwy
Springfield, TN 37172
615-382-4150 - Phone
615-382-7632 - Fax
Regions Mortgage
181 Belle Forrest Circle
Nashville, TN 37221
615-662-1177 - Phone
615-662-1690 - Fax
Regions Mortgage
10 West Broad Street
Cookeville, TN 38501
931-526-2181 - Phone
931-372-6626 - Fax
Regions Mortgage
4934 Columbia Pike
Spring Hill, TN 37174
931-380-5081 - Phone
931-380-5063 - Fax
Regions Mortgage
11 Murray Guard Drive
Jackson, TN 38305
731-984-6150 - Phone
731-668-2479 - Fax
Regions Mortgage
601 Market Street, 4th Floor
Chattanooga, TN 37402
423-752-7800 - Phone
423-752-1617 - Fax
Regions Mortgage
128 North 2nd Street
Clarksville, TN 37040
931-553-5234 - Phone
931-553-5253 - Fax
Regions Mortgage
1415 Union Avenue
Memphis, TN 38104
901-762-5970 - Phone
901-762-5995 - Fax
Regions Mortgage
1604 21st Avenue S
Nashville, TN 37212
615-748-2440 - Phone
615-748-2441 - Fax
Regions Mortgage
840 State Street
Bristol, TN 37620
423-652-8554 - Phone
423-652-8541 - Fax
Regions Mortgage
3191 Lebanon Pike
Nashville, TN 37214
615-748-2593 - Phone
615-748-8418 - Fax
Regions Mortgage
5515 Brainerd Road
Chattanooga, TN 37411
423-894-1058 - Phone
423-899-4899 - Fax
Regions Mortgage
242 Lindell Street
Martin, TN 38237
731-587-3131 - Phone
731-588-2548 - Fax
Regions Mortgage
120 South Forrest Avenue
Camden, TN 38320
731-584-8223 - Phone
731-584-7114 - Fax
Regions Mortgage
3020 Kirby Whitten Rd
Bartlett, TN 38134
901-388-5868 - Phone
901-388-3361 - Fax
Regions Mortgage
3577 Hacks Cross Rd.
Memphis, TN 38125
901-759-5266 - Phone
901-759-5277 - Fax
Regions Mortgage
2 Union Square, #100 Tallan Bldg
Chattanooga, TN 37402
423-757-5807 - Phone
423-757-5815 - Fax
Regions Mortgage
1861 North Highland
Jackson, TN 38305
731-984-6000 – Phone
Regions Mortgage
333 East Broadway
Maryville, TN 37801
865-981-1470 - Phone
865-981-1411 - Fax
Regions Mortgage
6100 Kingston Pike
Knoxville, TN 37919
865-673-5751 - Phone
865-673-5755 - Fax
Regions Mortgage
805 E. Broadway Street
Lenoir City, TN 37771
865-673-5779 - Phone
865-521-5976 - Fax
Regions Mortgage
175 Miller Avenue
Crossville, TN 38555
931-484-6121 - Phone
931-456-9033 - Fax
Regions Mortgage
201 West Morris Blvd
Morristown, TN 37813
423-587-7100 - Phone
423-587-7171 - Fax
Regions Mortgage
2120 Gunbarrel Road
Chattanooga, TN 37421
423-634-4021 - Phone
423-634-4023 - Fax
Regions Mortgage
101 Elm Street
Shelbyville, TN 31760
931-684-9936 - Phone
931-680-0922 - Fax
Regions Mortgage
7540 East Brainerd Road, Suite 111
Chattanooga, TN 37421
423-752-1655 - Phone
423-321-6302 - Fax
Regions Mortgage
4383 Summer Avenue
Memphis, TN 38122
901-684-5400 - Phone
901-766-1668 - Fax
Regions Mortgage
2615 Old Fort Parkway
Murfreesboro, TN 37128
615-849-3014 - Phone
615-849-3018 - Fax
Regions Mortgage
7550 W. Farmington Boulevard
Germantown, TN 38138
901-762-5908 - Phone
901-762-5914 - Fax
Regions Mortgage
2155 Lowes Drive
Clarksville, TN 37040
931-648-2202 - Phone
931-905-0863 - Fax
Regions Mortgage
6231 Stage Road
Bartlett, TN 38134
901-385-5904 - Phone
901-385-5916 - Fax
Regions Mortgage
103 East Pleasant
Covington, TN 38019
901-475-5000 - Phone
901-475-5014 - Fax
Regions Mortgage
285 East Main
Gallatin, TN 37066
615-230-4600 - Phone
615-230-4615 - Fax
Regions Mortgage
4101 Hillsboro Road
Nashville, TN 37215
615-386-9862 - Phone
615-297-4937 - Fax
Regions Mortgage
415 Broad Street, Second Floor
Kingsport, TN 37660
423-229-0140 - Phone
423-229-0235 - Fax