WV Mortgage Rates August 25, 2010
Compare WV mortgage rates from top bank mortgage lenders in WV and the top bank mortgage lenders. Before a potential mortgage loan borrower shops for the best mortgage and best mortgage rates in WV, the Findlocalmortgagerates.com survey of today’s WV mortgage rates offers a quick and easy guide to compare the average mortgage interest rates available.
The mortgages in this week’s survey of WV mortgage rates include loans from two of the largest bank mortgage lenders and two local bank mortgage lenders. Wells Mortgage rates in WV and Bank America mortgage rates in WV were surveyed along with two WV based banks, Progressive Bank mortgage rates in WV and WesBanco mortgage rates.
Progressive Bank, which is headquartered in Wheeling, West Virginia offers a 30 year fixed rate loan at 4.50% with no points and an APR of 4.532%. The 15 year mortgage rate from Progressive Bank is at 4.00% also with no points and an APR at 4.055%.
WesBanco, which is also headquartered in Wheeling, WV offers a mortgage rate for a 30 year is at 4.375% with zero points and a 4.408% APR. The 15 year loan from WesBanco has a mortgage rate of 3.75% with zero points resulting in a 3.808% APR.
Wells Mortgage rates in WV are 4.25% with 1.0 point for the 30 year and 3.625% with 1.0 point on the 15 year. The APRS are 4.421% for the 30 year term and 3.921 for the 15 year term.
Bank America mortgage rates in WV include the 30 year mortgage loan at 4.875% with 1.125 points for a 5.036% APR and a 15 year home loan at 4.375% with .75 points and a 4.594% APR.
The mortgage rates in WV listed assume the borrower has good credit and requires a 20% or greater down payment for a single family, owner occupied home. WV mortgage rates are current as of this publication date but are subject to change. These are a sample of the mortgage rates and mortgage loans offered by these bank mortgage lenders, additional home loan programs and rates are available. Mortgage rates for a specific mortgage loan request will be dependent on the property, credit, income and other factors that determine a loan approval.
Progressive Bank’s mortgage loan department can be reached at (304) 233-0060. Progressive Bank is a community bank in WV that operates nine bank branch offices. Progressive Bank operates three offices in Ohio County, one office in Brooke County, one office in Marshall County, one office in Wetzel County, one office in Upshur County, and one office in Lewis County.
WesBanco Bank operates 111 bank branch offices in the states of West Virginia, Ohio and Pennsylvania. The bank’s loan department can be reached at 877-682-7944.
Wells Fargo home mortgage can be reached at 877-937-9357.
Bank America mortgage is available at 800-586-9861.
WV Mortgage Rates July 14, 2010
Mortgage loans and mortgage rates in West Virginia are as competitive as any region in the nation. Both small mortgage lenders and the largest bank mortgage lenders in the country do business in the mountain state. By reviewing the mortgage rates of the biggest lenders as well as the local bank lenders, home loan borrowers can make the process of securing the best mortgage simple and straightforward.
Findlocalmortgagerates.com has performed a survey of two local bank mortgage lenders as well as two national banks to compare the best mortgage rates in WV. The two local bank mortgage lenders in the survey include Susquehanna Bank and WesBanco Bank. The two national banks are Wells Fargo Bank and Bank of America.
Bank of America mortgage rates in WV include a 30 year fixed rate loan with a mortgage rate of 4.875% and .875 points for a 5.00% APR, a 15 year fixed rate loan with a 4.25% rate with 1.0 point and a 4.486% APR as well as a 30 year FHA mortgage with a rate of 4.75% with 1.0 point and a 4.886% APR.
Wells Fargo mortgage rates in WV include a 30 year 4.625% with 1.0 point and a 4.812% APR, a 15 year fixed mortgage rate of 3.875% with 1.0 point and a 4.195% APR and a 30 year FHA mortgage rate of 4.625% with 1.0 point and an APR of 5.364%.
WesBanco Bank offers a 30 year fixed rate home loan with a rate of 4.625% and no points for a 4.66% APR, a 15 year home loan with a 4.00% mortgage rate and no points and a 4.061% APR as well as a 30 year FHA mortgage rate in WV of 4.50% with no points for a 5.078% APR.
Susquehanna Bank has a 30 year mortgage rate in West Virginia at 4.375% with .75 points and a 4.487% APR, a 15 year fixed rate home loan at 3.75% with .75 points for a 3.944% APR and a 30 year FHA mortgage rate of 4.25% and a .25 points yielding a 4.469% APR.
The West Virginia mortgage rates and annual percentage rates (APRs) from the bank mortgage lenders are based on a loan amount of $200,000 on an owner occupied single family home for borrowers with excellent credit score and a minimum 20% down payment.
The listed mortgage interest rates, points and APRs are subject to change without notice. Individual mortgage loan requests may vary based on the geographic location of the property as well as other factors. Additional loan restrictions may apply. All home loans are subject to bank approval.
The bank mortgage lenders listed offer a variety of additional mortgage loan programs and additional rate and point options not displayed here. The banks in the survey can be reached at the following contact numbers:
WesBanco Bank 877-682-7944
Susquehanna Bank 877-581-3743
Bank of America 800-586-9780
Wells Fargo 877-937-9357