NC Bank Mortgage Lenders
When you start to look for a next home or refinance and existing loan in North Carolina a key step is to compare North Carolina mortgage lenders and North Carolina mortgage rates.
No matter what the home loan situation, the right mortgage solution starts with local mortgage lenders and North Carolina has an abundance of large bank mortgage lenders.
The NC mortgage lenders listed not only provide conventional, fixed, or adjustable rate (ARM) mortgages but most also offer FHA Insured mortgage loans and VA loans in North Carolina.
Use the contact list of the top bank mortgage lenders in North Carolina to learn about the types of mortgages available to before applying for a new loan or even before the start of house hunting. The home loan chosen will directly affect how much house a borrower can afford and the amount of their monthly payments.
While most of the news coming from the housing sector has been negative, mortgage rates in NC have continued to drift lower making home loans much more affordable and refinancing existing loans a viable financial option to save money.
The top ten bank mortgage lenders based in NC listed by total assets include:
Bank of America, the second largest bank in the nation is the largest bank mortgage lender in North Carolina. Bank of America has a lot of bank branches, over 5,900 retail banking offices across the U.S. Bank of America mortgage department can be reached at 888-233-4124.
Branch Banking and Trust Company or BB&T Bank is the 10th largest bank in the nation and the second largest NC based bank mortgage lender. BB&T Bank has 1,800 banking centers in the Carolinas, Virginia, West Virginia, Kentucky, Georgia, Tennessee, Maryland, Florida, Alabama, Indiana, Texas and Washington, D.C. BB&T Bank can be reached at 800-226-5228.
RBC Bank also calls NC home and is the among the top 50 largest bank mortgage lenders in the US and the third largest in NC. RBC Bank has over 420 bank branches serving North Carolina, South Carolina, Virginia, Georgia, Florida and Alabama. An RBC Bank loan officer can be reached at 800-789-1108.
First-Citizens Bank & Trust Company is the fourth largest bank in NC. First-Citizens Bank & Trust has 370 bank branches in North Carolina, Virginia, West Virginia, Tennessee, Maryland, California and Washington. The main customer service number for the bank is 888-323-4732.
First Bank, based in Troy, NC is the fifth largest bank mortgage lender in The Tar Heel State. First Bank operates in NC, SC and Virginia. The bank has over 90 bank branches. First Bank can be reached at 866-792-4357.
Yadkin Valley Bank and Trust Company is the sixth largest NC bank mortgage lender. Yadkin Valley Bank and Trust Company encompasses five community banks, Piedmont Bank, High Country Bank, American Community Bank and Cardinal State Bank and has 42 branch branches in NC. Yadkin Valley Bank can be reached at 336-526-6382.
Communityone Bank is based in Asheboro, NC and is the seventh largest bank. FNB United Corp. is the bank holding company for Communityone Bank and the bank’s subsidiary, Dover Mortgage Company. Communityone Bank operates 45 bank offices throughout central, southern and western North Carolina.
The number 8 bank lender is NewBridge Bank. NewBridge Bank has 40 bank branch locations in the Piedmont Triad of North Carolina, the Wilmington, NC area and the area surrounding Harrisonburg, VA. NewBridge Bank is available at 800-991-4243.
Capital Bank headquartered in Raleigh is the ninth bank mortgage lender. Capital Bank has 32 bank branch offices in ten counties throughout North Carolina. The bank customer service number is 800-308-3971.
Southern Community Bank and Trust is the tenth biggest bank mortgage lender in NC. Southern Community Bank and Trust is headquartered in Winston-Salem, North Carolina. Southern Community Bank and Trust is a community bank with 22 bank offices throughout North Carolina. Southern Community Bank and Trust can be reached at 888-768-2666.