Current Mortgage Rates in Florida with TD Bank
TD Bank offers a wide range of financial products and services including home mortgages. TD Bank operates in 12 states and the District of Columbia and offers mortgage loans for purchases and refinances in those markets.
TD Bank offers competitive mortgage rates in Florida. None of the home loan programs offered by TD Bank in Florida have penalties for early payoff or prepayments. With a TD Bank mortgage in Florida, borrowers can pay off their mortgage any time with no additional charges.
Home loans with TD Bank and other mortgage lenders will often involve a variety of fees, such as the appraisal fee, title charges, closing fees, as well as state or local taxes. These fees vary from state to state but TD Bank offers a program on mortgages for purchases in Florida called the Hassle-Free Mortgage Guarantee. The Hassle-Free Mortgage Guarantee includes a commitment for same day loan decision or receive a $500.00 refund, guaranteed closing costs or a $500.00 refund and guaranteed on time closing or a $500.00 refund.
The home loan guarantee does not apply to pre-approval, refinances and the bank’s home equity loans. The amount of the guaranteed closing costs is based on the Good Faith Estimate provided by TD Bank. The same day loan decision and on-time closing guarantees are conditional on the bank receiving the required information and documents. Other conditions apply to this offer.
Current Florida mortgage rates and loans offered by TD Bank include:
30 year fixed rate loan has a mortgage rate of 5.125% with no pints and an APR of 5.150%.
The 30 year fixed with 1.0 discount point has a mortgage rate of 4.875% and an APR of 4.988%.
A 15 year fixed rate mortgage has a mortgage rate of 4.375% with no points and a 4.418% APR
The 15 year fixed home loan with 1.0 discount point has a mortgage rate of 4.125% and an APR of 4.317%.
TD Bank also offers a one year adjustable rate mortgage that has a mortgage rate of 2.875% and no points with an APR of 3.128%.
The mortgage interest rates offered in Florida, the annual percentage rates and discount points listed are subject to bank approval and may change without notice. Florida mortgage rates are based on a mortgage loan for an owner occupied, single family home with a 20% or larger down payment. All loans are subject to bank credit, income and asset approval.
TD Bank is one of the 15 largest commercial banks in the United States. TD Bank provides customers with a full range of financial products and services at more than 1,000 bank branch locations predominantly on the east coast from Maine to Florida. Florida mortgage loan applications can be completed with the bank at one of the bank branch locations or online.