Today’s Wells Mortgage Rates
Today’s Wells Mortgage rates remained relatively stable after the bond market gyrated rather measurably over the past week. Wells Mortgage rates are some of the lowest mortgage rates among the top bank mortgage lenders. Wells Mortgage offers competitive mortgages rates for both buying a home and refinancing an existing home loan.
With the economy failing to move measurably higher and overall inflation expectations remaining low, bank mortgage rates are expected to stay within a tight range for the near future. Unfortunately, low mortgage rates from Wells Mortgages and other bank mortgage lenders have failed to help the battered housing market after the tax credit offered by Congress expired.
The vast majority of mortgage loans originated this year by Wells Mortgage and other major bank mortgage lenders are generated toward loans that can be sold and that meet the underwriting criteria of government supported agencies of Fannie Mae, Freddie Mac and the Federal Housing Administration.
Today’s Wells mortgage rates for home loans involved on a purchase transaction that meet the criteria of FNMA, FHLMC and FHA include the following mortgage rates and terms:
30 year fixed Wells Mortgage rate is 4.375% with 1.0 point and a 4.530% APR.
The 15 year Wells Mortgage rates is 3.750% with 1.0 point and a 4.017% APR.
A 30 year fixed rate FHA home loan from Wells Mortgage is 4.375% with 1.0 point and a 4.721% APR.
The 5 year adjustable rate mortgage from Wells Mortgage has a start rate of 2.75% with 1.0 point and a 3.138% APR.
When it comes to home loans for a refinance from Wells Mortgage, the mortgage rate is slightly higher. Wells mortgage rates for refinance transactions include the following mortgage rates and terms:
Wells Mortgage rates for a 30 year fixed rate refinance is at 4.50% with 1.0 point and a 4.656% APR.
The 15 year mortgage refinance rate is 3.875% with 1.0 point and a 4.143% APR.
A 30 year FHA refinance from Wells mortgage ahs a mortgage rate of 4.50% with 1.0 point and a 4.848% APR.
The 5 year adjustable rate mortgage for a mortgage refinance is 3.00% with 1.0 point and a 3.225% APR.
Wells Mortgage interest rates will vary according to the credit score, property location, down payment, loan amount and other factors. These mortgage rates are for customers with excellent credit scores with a 20% down payment on a single family owner occupied property.
The interest rates, annual percentage rates (APRs), discount points and costs shown are subject to change without notice. The APR for individual loan requests will vary based on the final loan amount and finance charges.
For more information on Well Mortgage loan products and Wells Mortgage rates for home buying or refinance transactions, a bank loan representative can be reached at 877-937-9357.
The Wells Mortgage rates listed are for mortgage loans in California however a quick check of today’s Wells Mortgage rates indicates that the Illinois mortgage rates, Florida mortgage rates, Massachusetts mortgage rates, New York mortgage rates, Texas mortgage rates, Pennsylvania mortgage rates, West Virginia mortgage rates, Ohio mortgage rates, Michigan mortgage rates, Georgia mortgage rates, North Carolina mortgage rates, Wisconsin mortgage rates and New Jersey mortgage rates from Wells Mortgage were same for the mortgage loan products listed.
Top WV Bank Mortgage Lenders
Find current West Virginia mortgage rates from local West Virginia bank mortgage lenders. Finding the best mortgage involves contacting multiple mortgage lenders to compare the best mortgage rates and terms.
Regardless of the mortgage loan request, whether it is for a new home purchase in West Virginia or to refinance an existing West Virginia mortgage loan, it is important to have the right information about mortgage lenders and mortgage rates before filling out a new home loan application
Shop and compare today’s current West Virginia mortgage interest rates with the top bank mortgage lenders in West Virginia. Bank mortgage lenders listed based on total assets.
West Virginia borrowers that are buying, building, refinancing or looking for a vacation home can use these bank mortgage lenders to help find a competitive fixed rate mortgage, adjustable rate mortgage, FHA loan and more.
The top ten bank mortgage lenders in West Virginia include:
WesBanco Bank is the largest bank based in WV. WesBanco is headquartered in Wheeling, West Virginia and has over 110 bank branches in West Virginia, Ohio and Pennsylvania. WesBanco Bank can be reached at 800-328-3369.
United Bank, based in Parkersburg, WV is the second largest bank. United Bank retail customer service contact number is 800-327-9862.
City National Bank of West Virginia is the third largest bank. City National Bank of West Virginia has bank branch locations in West Virginia, Kentucky and Ohio. City National Bank can be reached at 800-896-0769.
The number four bank in WV is Summit Community Bank which has nine bank branch locations in WV and six bank branches in VA. Summit Community Bank contact number is 877-776-9722.
Centra Bank is the fifth largest bank mortgage lender in WV. Centra Bank can be contacted at 877-901-2368
Putnam County Bank is the sixth largest WV bank mortgage lender. Putnam County Bank has three bank branches and one bank lending center. The loan center can be reached at 304-562-5055.
First Sentry Bank is the seventh largest bank and has four bank branches in the WV. First Sentry Bank is available at 304-522-6400.
Huntington Federal Savings Bank is the eighth biggest bank mortgage lender in WV. Huntington Federal Savings Bank is based in Huntington, WV and has five bank branches in the state. A Huntington Federal Savings Bank loan officer can be reached at 309-528-6230
First Century Bank is the ninth largest bank in WV. First Century Bank is based in downtown Bluefield, West Virginia and has ten bank branch locations in the state. First Century Bank can be reached at 877-214-9426.
Clear Mountain Bank is the number 10 bank. The bank mortgage department can be reached at 304-777-4663.
WV Mortgage Rates July 14, 2010
Mortgage loans and mortgage rates in West Virginia are as competitive as any region in the nation. Both small mortgage lenders and the largest bank mortgage lenders in the country do business in the mountain state. By reviewing the mortgage rates of the biggest lenders as well as the local bank lenders, home loan borrowers can make the process of securing the best mortgage simple and straightforward.
Findlocalmortgagerates.com has performed a survey of two local bank mortgage lenders as well as two national banks to compare the best mortgage rates in WV. The two local bank mortgage lenders in the survey include Susquehanna Bank and WesBanco Bank. The two national banks are Wells Fargo Bank and Bank of America.
Bank of America mortgage rates in WV include a 30 year fixed rate loan with a mortgage rate of 4.875% and .875 points for a 5.00% APR, a 15 year fixed rate loan with a 4.25% rate with 1.0 point and a 4.486% APR as well as a 30 year FHA mortgage with a rate of 4.75% with 1.0 point and a 4.886% APR.
Wells Fargo mortgage rates in WV include a 30 year 4.625% with 1.0 point and a 4.812% APR, a 15 year fixed mortgage rate of 3.875% with 1.0 point and a 4.195% APR and a 30 year FHA mortgage rate of 4.625% with 1.0 point and an APR of 5.364%.
WesBanco Bank offers a 30 year fixed rate home loan with a rate of 4.625% and no points for a 4.66% APR, a 15 year home loan with a 4.00% mortgage rate and no points and a 4.061% APR as well as a 30 year FHA mortgage rate in WV of 4.50% with no points for a 5.078% APR.
Susquehanna Bank has a 30 year mortgage rate in West Virginia at 4.375% with .75 points and a 4.487% APR, a 15 year fixed rate home loan at 3.75% with .75 points for a 3.944% APR and a 30 year FHA mortgage rate of 4.25% and a .25 points yielding a 4.469% APR.
The West Virginia mortgage rates and annual percentage rates (APRs) from the bank mortgage lenders are based on a loan amount of $200,000 on an owner occupied single family home for borrowers with excellent credit score and a minimum 20% down payment.
The listed mortgage interest rates, points and APRs are subject to change without notice. Individual mortgage loan requests may vary based on the geographic location of the property as well as other factors. Additional loan restrictions may apply. All home loans are subject to bank approval.
The bank mortgage lenders listed offer a variety of additional mortgage loan programs and additional rate and point options not displayed here. The banks in the survey can be reached at the following contact numbers:
WesBanco Bank 877-682-7944
Susquehanna Bank 877-581-3743
Bank of America 800-586-9780
Wells Fargo 877-937-9357