Washington Mortgage Rates with West Coast Bank
West Coast Bank is a Northwest bank that operates 65 bank branches in Oregon and Washington and offers, among a number of consumer products, home mortgages with competitive mortgage rates in Washington and Oregon.
West Coast Bank is headquartered in Lake Oswego, Oregon. The bank combines a wide array of mortgage loan products with consumer service and local decision making.
Along with mortgage loans, West Coast Bank offers personal and business checking and saving accounts, credit solutions, treasury management, personal loans, credit cards, and certificate of deposit. West Coast Bank offers an array of personal and commercial banking products and services in addition to commercial, residential, construction, and mortgage loans.
When it comes to home financing options presented by West Coast Bank, there are many different alternatives to choose from. The bank’s home loan choices include fixed rate mortgages and adjustable rate mortgages. The mortgage loans come with several different terms and different mortgage rates and point combinations.
Since there are such a variety of loans available and financial decisions involved in either obtaining a home loan for purchasing or refinancing a home, West Coast Bank has a number of loan representatives to answer questions and assist with home lending needs.
Borrowers can call or e-mail one of the mortgage professionals to answer questions or to ask for advice. West Coast Bank also offers easy free pre-qualifications to help borrowers understand the process and allow prospective home buyers to search for a new home knowing that they can afford the mortgage.
Current mortgage rates in Washington offered by West Coast Bank include the following rates and terms:
A 30 year mortgage in Washington has a mortgage rate of 5.125% and 0.875 points with an APR of 5.258%.
A 15 year mortgage in has a mortgage rate in Washington of 4.500% and 0.125 points with an APR of 4.611%.
For an adjustable rate mortgage, West Coast Bank offers a 3/1 ARM with a mortgage rate of 3.875% with 0.500 points and an APR of 3.084%.
The longer fixed period adjustable rate mortgage is the 5/1 ARM. West Coast Bank offers the 5/1 ARM with a mortgage rate of 3.875% with 0.25 points and a 3.211% APR.
The mortgage interest rates in Washington, annual percentage rates (APRs) and points offered by the bank are subject to change without notice. All loans and mortgage rates listed are based on an owner occupied single family property with a loan to value of 75%. All loans are subject to bank approval. Additional terms as well as mortgage rates in Washington are available.
For current mortgage rates and additional home loan information from West Coast Bank a bank representative can be reached at 800-981-7999. The bank offices are open 7-4 Mon-Fri.